
pennywiseai-tracker
PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.
Stars: 122

PennyWise AI Tracker is a free and open-source expense tracker that uses on-device AI to turn bank SMS into a clean and searchable money timeline. It offers smart SMS parsing, clear insights, subscription tracking, on-device AI assistant, auto-categorization, data export, and supports major Indian banks. All processing happens on the user's device for privacy. The tool is designed for Android users in India who want automatic expense tracking from bank SMS, with clean categories, subscription detection, and clear insights.
README:
Turn bank SMS into a clean, searchable money timeline with on-device AI assistance. 100% private, no cloud processing.
⭐ Star us on GitHub — join 100+ supporters!
For Android users in India who want automatic expense tracking from bank SMS — clean categories, subscription detection, and clear insights.
- Grant SMS permission (read‑only). No inbox changes, no messages sent.
- PennyWise parses transaction SMS, extracts amount, merchant, category, and date.
- View analytics, subscriptions, and the full transaction timeline — with on-device AI assistant for insights.
- 🤖 Smart SMS Parsing - Automatically extracts transaction details from Indian bank SMS
- 📊 Clear Insights - Analytics and charts to instantly see where money goes
- 🔄 Subscription Tracking - Detects and monitors recurring payments
- 💬 On-device AI Assistant - Ask questions like "What did I spend on food last month?" locally
- 🏷️ Auto‑Categorization - Clean merchant names and sensible categories
- 📤 Data Export - Export as CSV or PDF for taxes or records
Currently supporting major Indian banks:
- HDFC Bank
- State Bank of India (SBI)
- ICICI Bank
- Axis Bank
- Punjab National Bank (PNB)
- IDBI Bank
- Indian Bank
- Federal Bank
- Karnataka Bank
- Canara Bank
- Bank of Baroda
- Jio Payments Bank
- Jupiter (CSB Bank)
- Amazon Pay (Juspay)
More banks being added regularly! Request your bank →
All processing happens on your device using MediaPipe's LLM. Your financial data never leaves your phone. No servers, no uploads, no tracking.
![]() |
![]() |
![]() |
![]() |
![]() |
Home | Analytics | AI Chat | Subscriptions | Transactions |
# Clone repository
git clone https://github.com/sarim2000/pennywiseai-tracker.git
cd pennywiseai-tracker
# Build APK
./gradlew assembleDebug
# Install
adb install app/build/outputs/apk/debug/app-debug.apk
- Android 12+ (API 31)
- Android Studio Ladybug or newer
- JDK 11
Architecture: MVVM • Jetpack Compose • Room • Coroutines • Hilt • MediaPipe AI • Material Design 3
- Discord: Join the community, share feedback, and get help — Join Discord
- Issues: Report bugs or request features — Open an issue
See CONTRIBUTING.md for guidelines.
Please read our Code of Conduct before participating.
./gradlew test # Run tests
./gradlew ktlintCheck # Check style
Please review our Security Policy for how to report vulnerabilities.
Thanks goes to these wonderful people (emoji key):
Lucifer1590 👥 🐛 📓 |
This project follows the all-contributors specification. Contributions of any kind welcome!
MIT License - see LICENSE
For Tasks:
Click tags to check more tools for each tasksFor Jobs:
Alternative AI tools for pennywiseai-tracker
Similar Open Source Tools

pennywiseai-tracker
PennyWise AI Tracker is a free and open-source expense tracker that uses on-device AI to turn bank SMS into a clean and searchable money timeline. It offers smart SMS parsing, clear insights, subscription tracking, on-device AI assistant, auto-categorization, data export, and supports major Indian banks. All processing happens on the user's device for privacy. The tool is designed for Android users in India who want automatic expense tracking from bank SMS, with clean categories, subscription detection, and clear insights.

rivet
Rivet is a desktop application for creating complex AI agents and prompt chaining, and embedding it in your application. Rivet currently has LLM support for OpenAI GPT-3.5 and GPT-4, Anthropic Claude Instant and Claude 2, [Anthropic Claude 3 Haiku, Sonnet, and Opus](https://www.anthropic.com/news/claude-3-family), and AssemblyAI LeMUR framework for voice data. Rivet has embedding/vector database support for OpenAI Embeddings and Pinecone. Rivet also supports these additional integrations: Audio Transcription from AssemblyAI. Rivet core is a TypeScript library for running graphs created in Rivet. It is used by the Rivet application, but can also be used in your own applications, so that Rivet can call into your own application's code, and your application can call into Rivet graphs.

AI-on-the-edge-device
AI-on-the-edge-device is a project that enables users to digitize analog water, gas, power, and other meters using an ESP32 board with a supported camera. It integrates Tensorflow Lite for AI processing, offers a small and affordable device with integrated camera and illumination, provides a web interface for administration and control, supports Homeassistant, Influx DB, MQTT, and REST API. The device captures meter images, extracts Regions of Interest (ROIs), runs them through AI for digitization, and allows users to send data to MQTT, InfluxDb, or access it via REST API. The project also includes 3D-printable housing options and tools for logfile management.

bitcart
Bitcart is a platform designed for merchants, users, and developers, providing easy setup and usage. It includes various linked repositories for core daemons, admin panel, ready store, Docker packaging, Python library for coins connection, BitCCL scripting language, documentation, and official site. The platform aims to simplify the process for merchants and developers to interact and transact with cryptocurrencies, offering a comprehensive ecosystem for managing transactions and payments.

ClashRoyaleBuildABot
Clash Royale Build-A-Bot is a project that allows users to build their own bot to play Clash Royale. It provides an advanced state generator that accurately returns detailed information using cutting-edge technologies. The project includes tutorials for setting up the environment, building a basic bot, and understanding state generation. It also offers updates such as replacing YOLOv5 with YOLOv8 unit model and enhancing performance features like placement and elixir management. The future roadmap includes plans to label more images of diverse cards, add a tracking layer for unit predictions, publish tutorials on Q-learning and imitation learning, release the YOLOv5 training notebook, implement chest opening and card upgrading features, and create a leaderboard for the best bots developed with this repository.

llms-txt-hub
The llms.txt hub is a centralized repository for llms.txt implementations and resources, facilitating interactions between LLM-powered tools and services with documentation and codebases. It standardizes documentation access, enhances AI model interpretation, improves AI response accuracy, and sets boundaries for AI content interaction across various projects and platforms.

tabby
Tabby is a self-hosted AI coding assistant, offering an open-source and on-premises alternative to GitHub Copilot. It boasts several key features: * Self-contained, with no need for a DBMS or cloud service. * OpenAPI interface, easy to integrate with existing infrastructure (e.g Cloud IDE). * Supports consumer-grade GPUs.

databend
Databend is an open-source cloud data warehouse built in Rust, offering fast query execution and data ingestion for complex analysis of large datasets. It integrates with major cloud platforms, provides high performance with AI-powered analytics, supports multiple data formats, ensures data integrity with ACID transactions, offers flexible indexing options, and features community-driven development. Users can try Databend through a serverless cloud or Docker installation, and perform tasks such as data import/export, querying semi-structured data, managing users/databases/tables, and utilizing AI functions.

jan
Jan is an open-source ChatGPT alternative that runs 100% offline on your computer. It supports universal architectures, including Nvidia GPUs, Apple M-series, Apple Intel, Linux Debian, and Windows x64. Jan is currently in development, so expect breaking changes and bugs. It is lightweight and embeddable, and can be used on its own within your own projects.

genkit-plugins
Community plugins repository for Google Firebase Genkit, containing various plugins for AI APIs and Vector Stores. Developed by The Fire Company, this repository offers plugins like genkitx-anthropic, genkitx-cohere, genkitx-groq, genkitx-mistral, genkitx-openai, genkitx-convex, and genkitx-hnsw. Users can easily install and use these plugins in their projects, with examples provided in the documentation. The repository also showcases products like Fireview and Giftit built using these plugins, and welcomes contributions from the community.

bifrost
Bifrost is a high-performance AI gateway that unifies access to multiple providers through a single OpenAI-compatible API. It offers features like automatic failover, load balancing, semantic caching, and enterprise-grade functionalities. Users can deploy Bifrost in seconds with zero configuration, benefiting from its core infrastructure, advanced features, enterprise and security capabilities, and developer experience. The repository structure is modular, allowing for maximum flexibility. Bifrost is designed for quick setup, easy configuration, and seamless integration with various AI models and tools.

agenta
Agenta is an open-source LLM developer platform for prompt engineering, evaluation, human feedback, and deployment of complex LLM applications. It provides tools for prompt engineering and management, evaluation, human annotation, and deployment, all without imposing any restrictions on your choice of framework, library, or model. Agenta allows developers and product teams to collaborate in building production-grade LLM-powered applications in less time.

AIResume
AIResume is an open-source resume creation platform that helps users easily create professional resumes, integrating AI technology to assist users in polishing their resumes. The project allows for template development using Vue 3, Vite, TypeScript, and Ant Design Vue. Users can edit resumes, export them as PDFs, switch between multiple resume templates, and collaborate on template development. AI features include resume refinement, deep optimization based on individual projects or experiences, and simulated interviews for user practice. Additional functionalities include theme color switching, high customization options, dark/light mode switching, real-time preview, drag-and-drop resume scaling, data export/import, data clearing, sample data prefilling, template market showcasing, and more.

xtuner
XTuner is an efficient, flexible, and full-featured toolkit for fine-tuning large models. It supports various LLMs (InternLM, Mixtral-8x7B, Llama 2, ChatGLM, Qwen, Baichuan, ...), VLMs (LLaVA), and various training algorithms (QLoRA, LoRA, full-parameter fine-tune). XTuner also provides tools for chatting with pretrained / fine-tuned LLMs and deploying fine-tuned LLMs with any other framework, such as LMDeploy.

hdu-cs-wiki
The HDU Computer Science Lecture Notes is a comprehensive guide designed to help students navigate through various challenges in the field of computer science. It covers topics such as programming languages, artificial intelligence, software development, and more. The notes provide insights on how to effectively utilize university time, balance grades with project experience, and make informed decisions regarding career paths. Created by a collaborative effort involving students, teachers, and industry experts, the lecture notes aim to serve as a guiding tool for individuals seeking guidance in the computer science domain.

general_framework
General Framework is a cross-platform library designed to help create apps with a unified codebase using Flutter. It offers features such as cross-platform support, standardized style code, a CLI for easier usage, API integration for bot development, customizable extensions for faster development, and user-friendly information. The library is intended to streamline the app, server, bot, and userbot creation process by providing a comprehensive set of tools and functionalities.
For similar tasks

pennywiseai-tracker
PennyWise AI Tracker is a free and open-source expense tracker that uses on-device AI to turn bank SMS into a clean and searchable money timeline. It offers smart SMS parsing, clear insights, subscription tracking, on-device AI assistant, auto-categorization, data export, and supports major Indian banks. All processing happens on the user's device for privacy. The tool is designed for Android users in India who want automatic expense tracking from bank SMS, with clean categories, subscription detection, and clear insights.

mage-ai
Mage is an open-source data pipeline tool for transforming and integrating data. It offers an easy developer experience, engineering best practices built-in, and data as a first-class citizen. Mage makes it easy to build, preview, and launch data pipelines, and provides observability and scaling capabilities. It supports data integrations, streaming pipelines, and dbt integration.

nucliadb
NucliaDB is a robust database that allows storing and searching on unstructured data. It is an out of the box hybrid search database, utilizing vector, full text and graph indexes. NucliaDB is written in Rust and Python. We designed it to index large datasets and provide multi-teanant support. When utilizing NucliaDB with Nuclia cloud, you are able to the power of an NLP database without the hassle of data extraction, enrichment and inference. We do all the hard work for you.

LLMstudio
LLMstudio by TensorOps is a platform that offers prompt engineering tools for accessing models from providers like OpenAI, VertexAI, and Bedrock. It provides features such as Python Client Gateway, Prompt Editing UI, History Management, and Context Limit Adaptability. Users can track past runs, log costs and latency, and export history to CSV. The tool also supports automatic switching to larger-context models when needed. Coming soon features include side-by-side comparison of LLMs, automated testing, API key administration, project organization, and resilience against rate limits. LLMstudio aims to streamline prompt engineering, provide execution history tracking, and enable effortless data export, offering an evolving environment for teams to experiment with advanced language models.

CyberScraper-2077
CyberScraper 2077 is an advanced web scraping tool powered by AI, designed to extract data from websites with precision and style. It offers a user-friendly interface, supports multiple data export formats, operates in stealth mode to avoid detection, and promises lightning-fast scraping. The tool respects ethical scraping practices, including robots.txt and site policies. With upcoming features like proxy support and page navigation, CyberScraper 2077 is a futuristic solution for data extraction in the digital realm.

kangaroo
Kangaroo is an AI-powered SQL client and admin tool for popular databases like SQLite, MySQL, PostgreSQL, etc. It supports various functionalities such as table design, query, model, sync, export/import, and more. The tool is designed to be comfortable, fun, and developer-friendly, with features like code intellisense and autocomplete. Kangaroo aims to provide a seamless experience for database management across different operating systems.

emdash
Emdash is an AI-powered tool designed to help users organize text snippets for better retention and learning. It utilizes on-device AI analysis to identify passages with similar ideas from different authors, offers instant semantic search capabilities, allows users to tag, rate, note, and reflect on content, and enables exporting to epub format for e-reader review. Users can also discover forgotten ideas through random exploration, rephrase concepts using metaphors, and import highlights from Kindle or other sources. Emdash is open-source, offline-first, and supports various data formats for import and export.

LangGraph-Expense-Tracker
LangGraph Expense tracker is a small project that explores the possibilities of LangGraph. It allows users to send pictures of invoices, which are then structured and categorized into expenses and stored in a database. The project includes functionalities for invoice extraction, database setup, and API configuration. It consists of various modules for categorizing expenses, creating database tables, and running the API. The database schema includes tables for categories, payment methods, and expenses, each with specific columns to track transaction details. The API documentation is available for reference, and the project utilizes LangChain for processing expense data.
For similar jobs

sweep
Sweep is an AI junior developer that turns bugs and feature requests into code changes. It automatically handles developer experience improvements like adding type hints and improving test coverage.

teams-ai
The Teams AI Library is a software development kit (SDK) that helps developers create bots that can interact with Teams and Microsoft 365 applications. It is built on top of the Bot Framework SDK and simplifies the process of developing bots that interact with Teams' artificial intelligence capabilities. The SDK is available for JavaScript/TypeScript, .NET, and Python.

ai-guide
This guide is dedicated to Large Language Models (LLMs) that you can run on your home computer. It assumes your PC is a lower-end, non-gaming setup.

classifai
Supercharge WordPress Content Workflows and Engagement with Artificial Intelligence. Tap into leading cloud-based services like OpenAI, Microsoft Azure AI, Google Gemini and IBM Watson to augment your WordPress-powered websites. Publish content faster while improving SEO performance and increasing audience engagement. ClassifAI integrates Artificial Intelligence and Machine Learning technologies to lighten your workload and eliminate tedious tasks, giving you more time to create original content that matters.

chatbot-ui
Chatbot UI is an open-source AI chat app that allows users to create and deploy their own AI chatbots. It is easy to use and can be customized to fit any need. Chatbot UI is perfect for businesses, developers, and anyone who wants to create a chatbot.

BricksLLM
BricksLLM is a cloud native AI gateway written in Go. Currently, it provides native support for OpenAI, Anthropic, Azure OpenAI and vLLM. BricksLLM aims to provide enterprise level infrastructure that can power any LLM production use cases. Here are some use cases for BricksLLM: * Set LLM usage limits for users on different pricing tiers * Track LLM usage on a per user and per organization basis * Block or redact requests containing PIIs * Improve LLM reliability with failovers, retries and caching * Distribute API keys with rate limits and cost limits for internal development/production use cases * Distribute API keys with rate limits and cost limits for students

uAgents
uAgents is a Python library developed by Fetch.ai that allows for the creation of autonomous AI agents. These agents can perform various tasks on a schedule or take action on various events. uAgents are easy to create and manage, and they are connected to a fast-growing network of other uAgents. They are also secure, with cryptographically secured messages and wallets.

griptape
Griptape is a modular Python framework for building AI-powered applications that securely connect to your enterprise data and APIs. It offers developers the ability to maintain control and flexibility at every step. Griptape's core components include Structures (Agents, Pipelines, and Workflows), Tasks, Tools, Memory (Conversation Memory, Task Memory, and Meta Memory), Drivers (Prompt and Embedding Drivers, Vector Store Drivers, Image Generation Drivers, Image Query Drivers, SQL Drivers, Web Scraper Drivers, and Conversation Memory Drivers), Engines (Query Engines, Extraction Engines, Summary Engines, Image Generation Engines, and Image Query Engines), and additional components (Rulesets, Loaders, Artifacts, Chunkers, and Tokenizers). Griptape enables developers to create AI-powered applications with ease and efficiency.