Best AI tools for< Improve Credit Score >
20 - AI tool Sites

SmartDispute.ai
SmartDispute.ai is an AI-powered credit repair application that helps users improve their credit scores by leveraging artificial intelligence technology. The application offers a patented Smart Dispute System™ technology that identifies and helps remove negative accounts from credit reports, making it one of the most effective credit repair systems available. Users can easily repair their own credit with the help of SmartDispute.ai's automated processes and fact-based dispute method. The application provides users with a simple and clearly explained process, allowing them to track their progress and see significant improvements in their credit scores over time.

Dispute AI™
Dispute AI™ is a credit repair application that leverages Artificial Intelligence to help users fix their credit and increase their credit scores. It automates the process of disputing accounts on all three credit bureaus, provides coaching tutorials, and generates professional letters based on consumer protection laws to effectively remove negative accounts. With Dispute AI™, users can track their results, avoid generic disputes that credit bureaus can reject, and improve their credit scores without the need to hire a credit repair company.

AI Credit Repair
AI Credit Repair is an AI-powered application designed to help users improve their credit score by providing tools such as credit card utilization builder, public records remover, dispute letter generator, and SMS alerts. The application assists users in managing their credit card payments, disputing collections, and staying on top of their credit-related activities. By leveraging artificial intelligence technology, AI Credit Repair aims to simplify the credit repair process and empower users to build a better financial future.

Finbots.ai
Finbots.ai is a trusted AI credit risk platform that offers AI credit scoring to boost lending profits and reduce non-performing loans. The platform provides the highest accuracy in the market, allowing users to build scorecards in a day without the need for coding. It helps in making instant decisions, increasing revenue, reducing risk, and improving operational efficiency. Finbots.ai is utilized by various financial institutions to enhance credit risk management, improve profitability, and drive down the cost of risk through AI-enabled models.

FinFloh
FinFloh is an AI-powered Accounts Receivable Software that automates the accounts receivable process effortlessly with features like credit decisioning, collections, cash application, invoice verification, and dispute resolution. It enhances collections efficiency, reduces decision-making time, and improves cash flows for B2B finance teams worldwide. The software integrates with ERP/CRM systems, offers predictive analytics, and AI-driven credit scoring to optimize accounts receivable management. FinFloh ensures secure data handling and seamless communication between finance, sales, and customer support teams, ultimately leading to increased cash flow and reduced DSO.

LingoLeap
LingoLeap is an AI-powered tool and platform designed for TOEFL and IELTS preparation. It leverages artificial intelligence to provide personalized feedback and guidance tailored to individual learning needs. With features such as instant feedback, practice tests, high-score answer generation, and vocabulary boost, LingoLeap aims to help users improve their English skills efficiently. The tool offers subscription plans with varying credits for speaking and writing evaluations, along with a free trial option. LingoLeap's innovative approach enhances language learning by analyzing users' language expression, grammar accuracy, and vocabulary application, similar to the official TOEFL test standards.

Bibit AI
Bibit AI is a real estate marketing AI designed to enhance the efficiency and effectiveness of real estate marketing and sales. It can help create listings, descriptions, and property content, and offers a host of other features. Bibit AI is the world's first AI for Real Estate. We are transforming the real estate industry by boosting efficiency and simplifying tasks like listing creation and content generation.

Sprockets
Sprockets is an AI-powered hiring software designed to help businesses overcome today's unique hiring challenges. It automates manual tasks, reduces employee turnover, and helps businesses hire the best workers every time. Sprockets offers a range of features, including a virtual recruiter, sourcing, screening, applicant tracking, reporting, time to hire, background checks, and tax credits. It also integrates with a variety of other HR systems, making it easy to use alongside your existing tools. With Sprockets, businesses can improve their hiring process, save time and money, and find the best talent for their open positions.

interface.ai
interface.ai is an AI platform that offers generative AI solutions and intelligent virtual assistant services tailored for banks and credit unions. The platform aims to optimize call center operations, automate processes, enhance customer and employee experience, and increase revenue for financial institutions. With a focus on conversational AI, voice-based biometrics, and caller-id authentication, interface.ai provides advanced solutions to improve operational efficiency and deliver personalized recommendations to prospects and customers. The platform is designed to handle call volumes, reduce wait times, and provide 24/7 member support, ultimately transforming call centers into revenue centers.

New Relic
New Relic is an AI monitoring platform that offers an all-in-one observability solution for monitoring, debugging, and improving the entire technology stack. With over 30 capabilities and 750+ integrations, New Relic provides the power of AI to help users gain insights and optimize performance across various aspects of their infrastructure, applications, and digital experiences.

Underwrite.ai
Underwrite.ai is a platform that leverages advances in artificial intelligence and machine learning to provide lenders with nonlinear, dynamic models of credit risk. By analyzing thousands of data points from credit bureau sources, the application accurately models credit risk for consumers and small businesses, outperforming traditional approaches. Underwrite.ai offers a unique underwriting methodology that focuses on outcomes such as profitability and customer lifetime value, allowing organizations to enhance their lending performance without the need for capital investment or lengthy build times. The platform's models are continuously learning and adapting to market changes in real-time, providing explainable decisions in milliseconds.

Sitelifter
Sitelifter is an AI-powered website optimization tool that provides actionable insights to improve design, messaging, and user flow. It helps users save time, reduce costs, and maximize conversions by offering AI-driven recommendations tailored to specific goals and audiences. Sitelifter is designed to be user-friendly and accessible for marketers, startups, freelancers, SaaS companies, and anyone looking to enhance their website performance without extensive testing or hiring consultants.

Deep Image AI
Deep Image AI is a revolutionary AI-powered image enhancer that allows users to upscale images up to 300 megapixels, remove artifacts, correct colors and light, remove backgrounds, and more. It is easy to use and does not require time-consuming manual post-processing. Deep Image AI also offers other AI-powered tools such as an avatar creator, image generator, and generative backdrops.

Zest AI
Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide fair and transparent credit for everyone, making lending more accessible and inclusive.

Zest AI
Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide powerful AI for better lending outcomes by accelerating loan growth and expanding credit access through accurate risk prediction and faster credit decisions.

Erase.bg
Erase.bg is an AI-powered tool that offers accurate background removal for images online. Users can upload images in various formats and have the background removed quickly and efficiently. The tool caters to individuals, professionals, and businesses across different industries, providing a user-friendly interface and high-quality results. Erase.bg also offers bulk image processing capabilities and API integration for seamless workflow enhancement.

Lama AI
Lama AI is an AI-powered platform designed to revolutionize business lending processes for banks and financial institutions. It offers advanced features, rapid configurability, and exceptional support to streamline loan origination, underwriting, and decision-making. By leveraging the power of AI, Lama AI enables banks to boost business growth potential, improve profitability, and enhance customer experience through contextual onboarding, decisioning workspace, expanded credit access, and pre-qualified applications. The platform also provides white-labeled solutions, API-first integration, high configurability, built-in AI models, and access to a network of bank lenders, all while ensuring bank-grade security and compliance standards.

Casca
Casca is a revolutionary AI-native Loan Origination System that helps banks and non-bank lenders automate 90% of manual effort in business loan origination. By leveraging AI technology, Casca enables financial institutions to process loans 10x faster, achieve 3x higher conversion rates, and save significant time for loan officers. With features like AI Loan Assistant, digital application processing, KYB checks automation, and document analysis, Casca transforms the loan origination process into a seamless and efficient experience for both lenders and borrowers.

Respaid
Respaid is a B2B collections tool that focuses on respectful and efficient debt recovery. It utilizes AI-powered precision messaging to optimize communication with debtors, resulting in a 50% collection rate and 30x faster performance than traditional methods. The tool offers features such as direct payments, database cleaning, and insights into why customers aren't paying. Respaid aims to protect your brand reputation while helping you recover unpaid invoices in a respectful manner.

Cleo
Cleo is an AI-powered financial management tool that helps users with budgeting, saving, building credit, and managing their finances. It offers features like cash advances, budgeting tips, credit building tools, and personalized financial advice. Cleo uses AI technology to provide users with insights and recommendations to improve their financial health. The application aims to make money management easy and accessible for everyone, without the need for credit checks or complex financial jargon.
20 - Open Source AI Tools

PURE
PURE (Process-sUpervised Reinforcement lEarning) is a framework that trains a Process Reward Model (PRM) on a dataset and fine-tunes a language model to achieve state-of-the-art mathematical reasoning capabilities. It uses a novel credit assignment method to calculate return and supports multiple reward types. The final model outperforms existing methods with minimal RL data or compute resources, achieving high accuracy on various benchmarks. The tool addresses reward hacking issues and aims to enhance long-range decision-making and reasoning tasks using large language models.

redis-ai-resources
A curated repository of code recipes, demos, and resources for basic and advanced Redis use cases in the AI ecosystem. It includes demos for ArxivChatGuru, Redis VSS, Vertex AI & Redis, Agentic RAG, ArXiv Search, and Product Search. Recipes cover topics like Getting started with RAG, Semantic Cache, Advanced RAG, and Recommendation systems. The repository also provides integrations/tools like RedisVL, AWS Bedrock, LangChain Python, LangChain JS, LlamaIndex, Semantic Kernel, RelevanceAI, and DocArray. Additional content includes blog posts, talks, reviews, and documentation related to Vector Similarity Search, AI-Powered Document Search, Vector Databases, Real-Time Product Recommendations, and more. Benchmarks compare Redis against other Vector Databases and ANN benchmarks. Documentation includes QuickStart guides, official literature for Vector Similarity Search, Redis-py client library docs, Redis Stack documentation, and Redis client list.

redis-vl-python
The Python Redis Vector Library (RedisVL) is a tailor-made client for AI applications leveraging Redis. It enhances applications with Redis' speed, flexibility, and reliability, incorporating capabilities like vector-based semantic search, full-text search, and geo-spatial search. The library bridges the gap between the emerging AI-native developer ecosystem and the capabilities of Redis by providing a lightweight, elegant, and intuitive interface. It abstracts the features of Redis into a grammar that is more aligned to the needs of today's AI/ML Engineers or Data Scientists.

redisvl
Redis Vector Library (RedisVL) is a Python client library for building AI applications on top of Redis. It provides a high-level interface for managing vector indexes, performing vector search, and integrating with popular embedding models and providers. RedisVL is designed to make it easy for developers to build and deploy AI applications that leverage the speed, flexibility, and reliability of Redis.

langfuse
Langfuse is a powerful tool that helps you develop, monitor, and test your LLM applications. With Langfuse, you can: * **Develop:** Instrument your app and start ingesting traces to Langfuse, inspect and debug complex logs, and manage, version, and deploy prompts from within Langfuse. * **Monitor:** Track metrics (cost, latency, quality) and gain insights from dashboards & data exports, collect and calculate scores for your LLM completions, run model-based evaluations, collect user feedback, and manually score observations in Langfuse. * **Test:** Track and test app behaviour before deploying a new version, test expected in and output pairs and benchmark performance before deploying, and track versions and releases in your application. Langfuse is easy to get started with and offers a generous free tier. You can sign up for Langfuse Cloud or deploy Langfuse locally or on your own infrastructure. Langfuse also offers a variety of integrations to make it easy to connect to your LLM applications.

open-webui-tools
Open WebUI Tools Collection is a set of tools for structured planning, arXiv paper search, Hugging Face text-to-image generation, prompt enhancement, and multi-model conversations. It enhances LLM interactions with academic research, image generation, and conversation management. Tools include arXiv Search Tool and Hugging Face Image Generator. Function Pipes like Planner Agent offer autonomous plan generation and execution. Filters like Prompt Enhancer improve prompt quality. Installation and configuration instructions are provided for each tool and pipe.

awesome-hallucination-detection
This repository provides a curated list of papers, datasets, and resources related to the detection and mitigation of hallucinations in large language models (LLMs). Hallucinations refer to the generation of factually incorrect or nonsensical text by LLMs, which can be a significant challenge for their use in real-world applications. The resources in this repository aim to help researchers and practitioners better understand and address this issue.

awesome-transformer-nlp
This repository contains a hand-curated list of great machine (deep) learning resources for Natural Language Processing (NLP) with a focus on Generative Pre-trained Transformer (GPT), Bidirectional Encoder Representations from Transformers (BERT), attention mechanism, Transformer architectures/networks, Chatbot, and transfer learning in NLP.

Awesome-LLM-Strawberry
Awesome LLM Strawberry is a collection of research papers and blogs related to OpenAI Strawberry(o1) and Reasoning. The repository is continuously updated to track the frontier of LLM Reasoning.

arcomage-hd
ArcoMage HD is a web-based, free and open source, remastered 3D clone of 3DO and New World Computing's 2000 PC card game, Arcomage, featured in the Might and Magic RPG series. This non-profit fan remake brings the classic tower defense and resource management fantasy game to modern platforms. It is fully responsive, supporting desktop, tablet, and mobile devices, and includes comprehensive accessibility features for users with disabilities. The game is playable offline as a PWA and offers both Single Player Mode against computer AI and Multiplayer Mode. Developed by @tomchen using TypeScript, React, Redux, redux-observable, RxJS, CSS animations, and WebRTC.

imodels
Python package for concise, transparent, and accurate predictive modeling. All sklearn-compatible and easy to use. _For interpretability in NLP, check out our new package:imodelsX _

upgini
Upgini is an intelligent data search engine with a Python library that helps users find and add relevant features to their ML pipeline from various public, community, and premium external data sources. It automates the optimization of connected data sources by generating an optimal set of machine learning features using large language models, GraphNNs, and recurrent neural networks. The tool aims to simplify feature search and enrichment for external data to make it a standard approach in machine learning pipelines. It democratizes access to data sources for the data science community.

Large-Language-Model-Notebooks-Course
This practical free hands-on course focuses on Large Language models and their applications, providing a hands-on experience using models from OpenAI and the Hugging Face library. The course is divided into three major sections: Techniques and Libraries, Projects, and Enterprise Solutions. It covers topics such as Chatbots, Code Generation, Vector databases, LangChain, Fine Tuning, PEFT Fine Tuning, Soft Prompt tuning, LoRA, QLoRA, Evaluate Models, Knowledge Distillation, and more. Each section contains chapters with lessons supported by notebooks and articles. The course aims to help users build projects and explore enterprise solutions using Large Language Models.

PIXIU
PIXIU is a project designed to support the development, fine-tuning, and evaluation of Large Language Models (LLMs) in the financial domain. It includes components like FinBen, a Financial Language Understanding and Prediction Evaluation Benchmark, FIT, a Financial Instruction Dataset, and FinMA, a Financial Large Language Model. The project provides open resources, multi-task and multi-modal financial data, and diverse financial tasks for training and evaluation. It aims to encourage open research and transparency in the financial NLP field.

LLM-Agents-Papers
A repository that lists papers related to Large Language Model (LLM) based agents. The repository covers various topics including survey, planning, feedback & reflection, memory mechanism, role playing, game playing, tool usage & human-agent interaction, benchmark & evaluation, environment & platform, agent framework, multi-agent system, and agent fine-tuning. It provides a comprehensive collection of research papers on LLM-based agents, exploring different aspects of AI agent architectures and applications.

awesome-llm-attributions
This repository focuses on unraveling the sources that large language models tap into for attribution or citation. It delves into the origins of facts, their utilization by the models, the efficacy of attribution methodologies, and challenges tied to ambiguous knowledge reservoirs, biases, and pitfalls of excessive attribution.

VLMEvalKit
VLMEvalKit is an open-source evaluation toolkit of large vision-language models (LVLMs). It enables one-command evaluation of LVLMs on various benchmarks, without the heavy workload of data preparation under multiple repositories. In VLMEvalKit, we adopt generation-based evaluation for all LVLMs, and provide the evaluation results obtained with both exact matching and LLM-based answer extraction.

ai-notes
Notes on AI state of the art, with a focus on generative and large language models. These are the "raw materials" for the https://lspace.swyx.io/ newsletter. This repo used to be called https://github.com/sw-yx/prompt-eng, but was renamed because Prompt Engineering is Overhyped. This is now an AI Engineering notes repo.
11 - OpenAI Gpts

Debt Management Advisor
Advises on debt management strategies to improve financial stability.

Debt Dodger
Avoid Debt Accumulation with Credit Card Interest Insights. Find out how much interest you will pay before you make that purchase with your credit card.

Pay Later
Explains 'buy now, pay later' and recommends providers in a financial, informative tone.
Credit Card Companion
Balanced guidance on credit cards for young people, with a mix of formal and casual tones

Credit Score Check
Guides on checking and monitoring credit scores, with a financial and informative tone.