Best AI tools for< Improve Credit >
20 - AI tool Sites
SmartDispute.ai
SmartDispute.ai is an AI-powered credit repair application that helps users improve their credit scores by leveraging artificial intelligence technology. The application offers a patented Smart Dispute System™ technology that identifies and helps remove negative accounts from credit reports, making it one of the most effective credit repair systems available. Users can easily repair their own credit with the help of SmartDispute.ai's automated processes and fact-based dispute method. The application provides users with a simple and clearly explained process, allowing them to track their progress and see significant improvements in their credit scores over time.
AI Credit Repair
AI Credit Repair is an AI-powered application designed to help users improve their credit score by providing tools such as credit card utilization builder, public records remover, dispute letter generator, and SMS alerts. The application assists users in managing their credit card payments, disputing collections, and staying on top of their credit-related activities. By leveraging artificial intelligence technology, AI Credit Repair aims to simplify the credit repair process and empower users to build a better financial future.
interface.ai
interface.ai is an AI platform that offers generative AI solutions and intelligent virtual assistant services tailored for banks and credit unions. The platform aims to optimize call center operations, automate processes, enhance customer and employee experience, and increase revenue for financial institutions. With a focus on conversational AI, voice-based biometrics, and caller-id authentication, interface.ai provides advanced solutions to improve operational efficiency and deliver personalized recommendations to prospects and customers. The platform is designed to handle call volumes, reduce wait times, and provide 24/7 member support, ultimately transforming call centers into revenue centers.
New Relic
New Relic is an AI monitoring platform that offers an all-in-one observability solution for monitoring, debugging, and improving the entire technology stack. With over 30 capabilities and 750+ integrations, New Relic provides the power of AI to help users gain insights and optimize performance across various aspects of their infrastructure, applications, and digital experiences.
Underwrite.ai
Underwrite.ai is a platform that leverages advances in artificial intelligence and machine learning to provide lenders with nonlinear, dynamic models of credit risk. By analyzing thousands of data points from credit bureau sources, the application accurately models credit risk for consumers and small businesses, outperforming traditional approaches. Underwrite.ai offers a unique underwriting methodology that focuses on outcomes such as profitability and customer lifetime value, allowing organizations to enhance their lending performance without the need for capital investment or lengthy build times. The platform's models are continuously learning and adapting to market changes in real-time, providing explainable decisions in milliseconds.
Finbots.ai
Finbots.ai is a trusted AI credit risk platform that offers AI credit scoring to boost lending profits and reduce non-performing loans. The platform provides the highest accuracy in the market, allowing users to build scorecards in a day without the need for coding. It helps financial institutions make instant decisions, increase revenue, decrease loss rates, and reduce operating costs. Finbots.ai is used by various banks and financial institutions globally to enhance credit risk management, improve profitability, and drive digital transformation.
Deep Image AI
Deep Image AI is a revolutionary AI-powered image enhancer that allows users to upscale images up to 300 megapixels, remove artifacts, correct colors and light, remove backgrounds, and more. It is easy to use and does not require time-consuming manual post-processing. Deep Image AI also offers other AI-powered tools such as an avatar creator, image generator, and generative backdrops.
Zest AI
Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide fair and transparent credit for everyone, making lending more accessible and inclusive.
Zest AI
Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide powerful AI for better lending outcomes by accelerating loan growth and expanding credit access through accurate risk prediction and faster credit decisions.
FinFloh
FinFloh is an AI-powered Accounts Receivable Software that automates the accounts receivable process effortlessly with features like credit decisioning, collections, cash application, invoice verification, and dispute resolution. It enhances collections efficiency, reduces decision-making time, and improves cash flows for B2B finance teams worldwide. The software integrates with ERP/CRM systems, offers predictive analytics, and AI-driven credit scoring to optimize accounts receivable management. FinFloh ensures secure data handling and seamless communication between finance, sales, and customer support teams, ultimately leading to increased cash flow and reduced DSO.
Crisp
Crisp is an all-in-one business messaging platform designed for startups and small to medium-sized businesses. It offers various features such as chat widget, chatbot builder, CRM, shared inbox, ticketing system, campaigns, knowledge base, and more to help businesses automate tasks, improve customer engagement, and provide efficient customer support. With Crisp, teams can collaborate effortlessly, gather data and knowledge in one place, and enhance customer experiences with personalized interactions.
Erase.bg
Erase.bg is an AI-powered tool that offers accurate background removal for images online. Users can upload images in various formats and have the background removed quickly and efficiently. The tool caters to individuals, professionals, and businesses across different industries, providing a user-friendly interface and high-quality results. Erase.bg also offers bulk image processing capabilities and API integration for seamless workflow enhancement.
Upscale.media
Upscale.media is an AI image upscaling tool that allows users to enlarge and enhance their images for free. With advanced AI technology, users can effortlessly enhance image quality and resolution, making it ideal for individuals, professionals, e-commerce, and enterprise solutions. The tool offers features like bulk transformation, seamless API integration, and supports various image formats. Users can avail their first 3 credits upon sign up and benefit from the ultimate image upscaling experience with speed and precision.
Casca
Casca is a next-generation loan origination system that enables banks, credit unions, and non-bank lenders to originate commercial loans with significantly less manual effort. With features like AI loan assistant, automated tasks, and digital approvals, Casca aims to revolutionize the small business lending process. The platform helps in improving lead quality, increasing conversion rates, saving time for loan officers, and streamlining the loan origination process. Casca leverages AI technology to provide a modern user experience and personalized follow-ups, making the loan application process more efficient and magical.
Respaid
Respaid is a B2B collections tool that focuses on respectful and efficient debt recovery. It utilizes AI-powered precision messaging to optimize communication with debtors, resulting in a 50% collection rate and 30x faster performance than traditional methods. The tool offers features such as direct payments, database cleaning, and insights into why customers aren't paying. Respaid aims to protect your brand reputation while helping you recover unpaid invoices in a respectful manner.
Cleo
Cleo is an AI-powered financial management tool that helps users with budgeting, saving, building credit, and managing their finances. It offers features like cash advances, budgeting tips, credit building tools, and personalized financial advice. Cleo uses AI technology to provide users with insights and recommendations to improve their financial health. The application aims to make money management easy and accessible for everyone, without the need for credit checks or complex financial jargon.
Dreamhouse AI
Dreamhouse AI is an interior design and virtual staging tool that uses artificial intelligence to help users create realistic and visually appealing designs for their homes. With over 35 design styles to choose from, users can quickly and easily create a variety of looks for any space. Dreamhouse AI also offers virtual staging services, which allow users to see how their home would look with different furniture and decor. This can be a valuable tool for homeowners who are looking to sell their home or for realtors who are trying to market a property. Dreamhouse AI is easy to use and affordable, making it a great option for anyone who wants to improve the look of their home.
Gynger
Gynger is an AI-powered payments platform with embedded financing designed for buyers and sellers of technology. It provides a line of credit and debt financing to help businesses pay their software and technology bills upfront while paying back later. Gynger simplifies the procurement process, improves cash flow, and offers flexible payment plans for tech expenses.
Paymefy
Paymefy is an AI-powered debt collection optimization tool that helps businesses recover outstanding payments faster and at a lower cost. By leveraging Artificial Intelligence, Paymefy automates the debt collection process, offers on-click payment solutions, and provides smart notification sequences to enhance customer communication. The tool enables easy customization, multi-invoice payments, installment options, and feedback collection to streamline the debt recovery process. With a focus on efficiency and cost reduction, Paymefy aims to improve debt collection outcomes and customer payment experiences.
Glia
Glia is a digital customer service technology platform designed for financial services and beyond. It offers solutions to drive more sales online, increase customer loyalty, modernize support, and identify improvement areas through advanced benchmarks. With a focus on digital-centric and phone-centric customer support, Glia provides services such as video banking, personalized expert service, and AI management. The platform also emphasizes security, offering new apps, features, and ways to engage customers. Glia aims to revolutionize customer communication in industries like banking, credit unions, fintech, insurance, and lending.
20 - Open Source AI Tools
Ape
Ape is an AI prompt engineer tool powered by the open-source library 'ape-core', developed by Weavel. It allows users to generate AI prompts efficiently and effectively. The tool is designed to enhance productivity by providing syntax highlighting for '.prompt' files and welcoming contributions to improve its capabilities and performance. Users can seek help and support through the issue tracker or join the Ape community Discord server. Ape is licensed under the MIT License and credits Stanford NLP's DSPy project for inspiration.
generative-ai-for-beginners
This course has 18 lessons. Each lesson covers its own topic so start wherever you like! Lessons are labeled either "Learn" lessons explaining a Generative AI concept or "Build" lessons that explain a concept and code examples in both **Python** and **TypeScript** when possible. Each lesson also includes a "Keep Learning" section with additional learning tools. **What You Need** * Access to the Azure OpenAI Service **OR** OpenAI API - _Only required to complete coding lessons_ * Basic knowledge of Python or Typescript is helpful - *For absolute beginners check out these Python and TypeScript courses. * A Github account to fork this entire repo to your own GitHub account We have created a **Course Setup** lesson to help you with setting up your development environment. Don't forget to star (🌟) this repo to find it easier later. ## 🧠 Ready to Deploy? If you are looking for more advanced code samples, check out our collection of Generative AI Code Samples in both **Python** and **TypeScript**. ## 🗣️ Meet Other Learners, Get Support Join our official AI Discord server to meet and network with other learners taking this course and get support. ## 🚀 Building a Startup? Sign up for Microsoft for Startups Founders Hub to receive **free OpenAI credits** and up to **$150k towards Azure credits to access OpenAI models through Azure OpenAI Services**. ## 🙏 Want to help? Do you have suggestions or found spelling or code errors? Raise an issue or Create a pull request ## 📂 Each lesson includes: * A short video introduction to the topic * A written lesson located in the README * Python and TypeScript code samples supporting Azure OpenAI and OpenAI API * Links to extra resources to continue your learning ## 🗃️ Lessons | | Lesson Link | Description | Additional Learning | | :-: | :------------------------------------------------------------------------------------------------------------------------------------------: | :---------------------------------------------------------------------------------------------: | ------------------------------------------------------------------------------ | | 00 | Course Setup | **Learn:** How to Setup Your Development Environment | Learn More | | 01 | Introduction to Generative AI and LLMs | **Learn:** Understanding what Generative AI is and how Large Language Models (LLMs) work. | Learn More | | 02 | Exploring and comparing different LLMs | **Learn:** How to select the right model for your use case | Learn More | | 03 | Using Generative AI Responsibly | **Learn:** How to build Generative AI Applications responsibly | Learn More | | 04 | Understanding Prompt Engineering Fundamentals | **Learn:** Hands-on Prompt Engineering Best Practices | Learn More | | 05 | Creating Advanced Prompts | **Learn:** How to apply prompt engineering techniques that improve the outcome of your prompts. | Learn More | | 06 | Building Text Generation Applications | **Build:** A text generation app using Azure OpenAI | Learn More | | 07 | Building Chat Applications | **Build:** Techniques for efficiently building and integrating chat applications. | Learn More | | 08 | Building Search Apps Vector Databases | **Build:** A search application that uses Embeddings to search for data. | Learn More | | 09 | Building Image Generation Applications | **Build:** A image generation application | Learn More | | 10 | Building Low Code AI Applications | **Build:** A Generative AI application using Low Code tools | Learn More | | 11 | Integrating External Applications with Function Calling | **Build:** What is function calling and its use cases for applications | Learn More | | 12 | Designing UX for AI Applications | **Learn:** How to apply UX design principles when developing Generative AI Applications | Learn More | | 13 | Securing Your Generative AI Applications | **Learn:** The threats and risks to AI systems and methods to secure these systems. | Learn More | | 14 | The Generative AI Application Lifecycle | **Learn:** The tools and metrics to manage the LLM Lifecycle and LLMOps | Learn More | | 15 | Retrieval Augmented Generation (RAG) and Vector Databases | **Build:** An application using a RAG Framework to retrieve embeddings from a Vector Databases | Learn More | | 16 | Open Source Models and Hugging Face | **Build:** An application using open source models available on Hugging Face | Learn More | | 17 | AI Agents | **Build:** An application using an AI Agent Framework | Learn More | | 18 | Fine-Tuning LLMs | **Learn:** The what, why and how of fine-tuning LLMs | Learn More |
feedgen
FeedGen is an open-source tool that uses Google Cloud's state-of-the-art Large Language Models (LLMs) to improve product titles, generate more comprehensive descriptions, and fill missing attributes in product feeds. It helps merchants and advertisers surface and fix quality issues in their feeds using Generative AI in a simple and configurable way. The tool relies on GCP's Vertex AI API to provide both zero-shot and few-shot inference capabilities on GCP's foundational LLMs. With few-shot prompting, users can customize the model's responses towards their own data, achieving higher quality and more consistent output. FeedGen is an Apps Script based application that runs as an HTML sidebar in Google Sheets, allowing users to optimize their feeds with ease.
avatar
AvaTaR is a novel and automatic framework that optimizes an LLM agent to effectively use provided tools and improve performance on a given task/domain. It designs a comparator module to provide insightful prompts to the LLM agent via reasoning between positive and negative examples from training data.
rss-can
RSS Can is a tool designed to simplify and improve RSS feed management. It supports various systems and architectures, including Linux and macOS. Users can download the binary from the GitHub release page or use the Docker image for easy deployment. The tool provides CLI parameters and environment variables for customization. It offers features such as memory and Redis cache services, web service configuration, and rule directory settings. The project aims to support RSS pipeline flow, NLP tasks, integration with open-source software rules, and tools like a quick RSS rules generator.
interpret
InterpretML is an open-source package that incorporates state-of-the-art machine learning interpretability techniques under one roof. With this package, you can train interpretable glassbox models and explain blackbox systems. InterpretML helps you understand your model's global behavior, or understand the reasons behind individual predictions. Interpretability is essential for: - Model debugging - Why did my model make this mistake? - Feature Engineering - How can I improve my model? - Detecting fairness issues - Does my model discriminate? - Human-AI cooperation - How can I understand and trust the model's decisions? - Regulatory compliance - Does my model satisfy legal requirements? - High-risk applications - Healthcare, finance, judicial, ...
wingman-ai
Wingman AI allows you to use your voice to talk to various AI providers and LLMs, process your conversations, and ultimately trigger actions such as pressing buttons or reading answers. Our _Wingmen_ are like characters and your interface to this world, and you can easily control their behavior and characteristics, even if you're not a developer. AI is complex and it scares people. It's also **not just ChatGPT**. We want to make it as easy as possible for you to get started. That's what _Wingman AI_ is all about. It's a **framework** that allows you to build your own Wingmen and use them in your games and programs. The idea is simple, but the possibilities are endless. For example, you could: * **Role play** with an AI while playing for more immersion. Have air traffic control (ATC) in _Star Citizen_ or _Flight Simulator_. Talk to Shadowheart in Baldur's Gate 3 and have her respond in her own (cloned) voice. * Get live data such as trade information, build guides, or wiki content and have it read to you in-game by a _character_ and voice you control. * Execute keystrokes in games/applications and create complex macros. Trigger them in natural conversations with **no need for exact phrases.** The AI understands the context of your dialog and is quite _smart_ in recognizing your intent. Say _"It's raining! I can't see a thing!"_ and have it trigger a command you simply named _WipeVisors_. * Automate tasks on your computer * improve accessibility * ... and much more
openlrc
Open-Lyrics is a Python library that transcribes voice files using faster-whisper and translates/polishes the resulting text into `.lrc` files in the desired language using LLM, e.g. OpenAI-GPT, Anthropic-Claude. It offers well preprocessed audio to reduce hallucination and context-aware translation to improve translation quality. Users can install the library from PyPI or GitHub and follow the installation steps to set up the environment. The tool supports GUI usage and provides Python code examples for transcription and translation tasks. It also includes features like utilizing context and glossary for translation enhancement, pricing information for different models, and a list of todo tasks for future improvements.
docs
The TiDB Documentation repository contains the source files for TiDB Docs in English and Chinese. Users can contribute by creating issues or pull requests to improve the documentation. It also provides guidance on customizing and generating PDF versions of the documentation. The repository maintains various versions of TiDB documentation in different branches, including development milestone releases and long-term support versions. Contributors can refer to the Contributing Guide to become a part of the project. The documentation is licensed under CC BY-SA 3.0.
MARS5-TTS
MARS5 is a novel English speech model (TTS) developed by CAMB.AI, featuring a two-stage AR-NAR pipeline with a unique NAR component. The model can generate speech for various scenarios like sports commentary and anime with just 5 seconds of audio and a text snippet. It allows steering prosody using punctuation and capitalization in the transcript. Speaker identity is specified using an audio reference file, enabling 'deep clone' for improved quality. The model can be used via torch.hub or HuggingFace, supporting both shallow and deep cloning for inference. Checkpoints are provided for AR and NAR models, with hardware requirements of 750M+450M params on GPU. Contributions to improve model stability, performance, and reference audio selection are welcome.
voice-pro
Voice-Pro is an integrated solution for subtitles, translation, and TTS. It offers features like multilingual subtitles, live translation, vocal remover, and supports OpenAI Whisper and Open-Source Translator. The tool provides a Studio tab for various functions, Whisper Caption tab for subtitle creation, Translate tab for translation, TTS tab for text-to-speech, Live Translation tab for real-time voice recognition, and Batch tab for processing multiple files. Users can download YouTube videos, improve voice recognition accuracy, create automatic subtitles, and produce multilingual videos with ease. The tool is easy to install with one-click and offers a Web-UI for user convenience.
Aimmy
Aimmy is a universal AI-Based Aim Alignment Mechanism developed by BabyHamsta, MarsQQ & Taylor to make gaming more accessible for users who have difficulty aiming. It utilizes DirectML, ONNX, and YOLOV8 for player detection, offering high accuracy and fast performance. Aimmy features an easy-to-use UI, extensive customizability, and is free of ads and paywalls. It is designed for gamers facing challenges like physical or mental disabilities, poor hand-eye coordination, or aiming difficulties due to environmental factors. Aimmy provides various features like AI detection, customizability, anti-recoil system, mouse movement methods, hotswappability, and a model/configuration store with repository support.
ultravox
Ultravox is a fast multimodal Language Model (LLM) that can understand both text and human speech in real-time without the need for a separate Audio Speech Recognition (ASR) stage. By extending Meta's Llama 3 model with a multimodal projector, Ultravox converts audio directly into a high-dimensional space used by Llama 3, enabling quick responses and potential understanding of paralinguistic cues like timing and emotion in human speech. The current version (v0.3) has impressive speed metrics and aims for further enhancements. Ultravox currently converts audio to streaming text and plans to emit speech tokens for direct audio conversion. The tool is open for collaboration to enhance this functionality.
flux-fine-tuner
This is a Cog training model that creates LoRA-based fine-tunes for the FLUX.1 family of image generation models. It includes features such as automatic image captioning during training, image generation using LoRA, uploading fine-tuned weights to Hugging Face, automated test suite for continuous deployment, and Weights and biases integration. The tool is designed for users to fine-tune Flux models on Replicate for image generation tasks.
talk-to-chatgpt
Talk-To-ChatGPT is a Google Chrome and Microsoft Edge extension that enables users to interact with the ChatGPT AI using voice commands for speech recognition and text-to-speech responses. The tool enhances the conversational experience by allowing users to speak to the AI and receive spoken responses, making interactions more natural and engaging. It also supports ElevenLabs API integration for creating custom voices for text-to-speech. The extension provides settings for voice, language, and more, and can be installed from the Chrome and Edge web stores or manually. While the project has been discontinued due to upcoming desktop apps from OpenAI, it has been used to assist individuals with disabilities and the elderly in interacting with ChatGPT.
AIL-framework
AIL framework is a modular framework to analyze potential information leaks from unstructured data sources like pastes from Pastebin or similar services or unstructured data streams. AIL framework is flexible and can be extended to support other functionalities to mine or process sensitive information (e.g. data leak prevention).
ail-framework
AIL framework is a modular framework to analyze potential information leaks from unstructured data sources like pastes from Pastebin or similar services or unstructured data streams. AIL framework is flexible and can be extended to support other functionalities to mine or process sensitive information (e.g. data leak prevention).
Build-Modern-AI-Apps
This repository serves as a hub for Microsoft Official Build & Modernize AI Applications reference solutions and content. It provides access to projects demonstrating how to build Generative AI applications using Azure services like Azure OpenAI, Azure Container Apps, Azure Kubernetes, and Azure Cosmos DB. The solutions include Vector Search & AI Assistant, Real-Time Payment and Transaction Processing, and Medical Claims Processing. Additionally, there are workshops like the Intelligent App Workshop for Microsoft Copilot Stack, focusing on infusing intelligence into traditional software systems using foundation models and design thinking.
OpenFactVerification
Loki is an open-source tool designed to automate the process of verifying the factuality of information. It provides a comprehensive pipeline for dissecting long texts into individual claims, assessing their worthiness for verification, generating queries for evidence search, crawling for evidence, and ultimately verifying the claims. This tool is especially useful for journalists, researchers, and anyone interested in the factuality of information.
20 - OpenAI Gpts
Credit Score Check
Guides on checking and monitoring credit scores, with a financial and informative tone.
Credit Card Companion
Balanced guidance on credit cards for young people, with a mix of formal and casual tones
Credit Card Advisor
Expert on credit cards, offering advice on choosing and using them wisely.
Debt Management Advisor
Advises on debt management strategies to improve financial stability.
Debt Dodger
Avoid Debt Accumulation with Credit Card Interest Insights. Find out how much interest you will pay before you make that purchase with your credit card.
Pay Later
Explains 'buy now, pay later' and recommends providers in a financial, informative tone.
UX & UI
Gives you tips and suggestions on how you can improve your application for your users.
Memory Enhancer
Offers exercises and techniques to improve memory retention and cognitive functions.
English Conversation Role Play Creator
Generates conversation examples and chunks for specified situations. Improve your instantaneous conversational skills through repetitive practice!