AiPersonas

AiPersonas is an AI application that focuses on creating dynamic personas and objectives for various purposes. It leverages advanced algorithms to generate detailed personas based on user inputs and provides actionable insights to achieve set objectives. The tool enables users to simulate different scenarios and analyze the impact of various actions on the personas. AiPersonas is designed to assist individuals and businesses in understanding their target audience better, optimizing strategies, and making informed decisions.

Danora is an AI application that offers Persona AI Agents to help personalize marketing strategies for Gen Z parents. These AI Agents decode online conversations to create virtual personas in real-time, providing actionable insights and enabling the launch of smarter, more personalized campaigns. The application gathers data from various platforms in multiple languages to deliver insights on trends, intent, emotions, behaviors, and sentiment of Gen Z parents. Users can interact with the AI Agents, ask questions, and receive instant answers on various topics. Danora aims to simplify the process from insight to action by offering a flexible and efficient solution for businesses to connect with their target audience effectively.

Buzzabout is an AI audience research tool that provides insights from thousands of discussions on Reddit in seconds. It helps users save time by extracting key opinions and meanings quickly, allowing them to understand their audience without leaving Slack. The tool enables users to chat with their audience, interview hundreds of customers simultaneously, and receive instant replies by AI persona. Buzzabout offers various pricing plans with features like sentiment analysis, trend analysis, and shareable reports to support decision-making and improve products and marketing strategies.

Ergodic is an AI tool called Kepler that enables data-driven decisions for businesses. Kepler acts as an AI action engine, bridging the knowledge gap between business context and data to help optimize processes, identify opportunities, and mitigate risks. It goes beyond number crunching to build a digital version of the business, allowing users to create scenarios and evaluate outcomes. Kepler focuses on taking action directly, without the need for complex dashboards, providing insights on what needs to be done, why, and the potential outcomes. Ergodic aims to empower businesses with AI-driven solutions for strategic decision-making.

MentionMaster is an AI tool designed to help businesses track and monitor mentions of their products in conversations. By utilizing advanced artificial intelligence algorithms, MentionMaster scans various online platforms to identify instances where your product is being discussed. This tool provides valuable insights into customer sentiment, brand perception, and market trends, enabling businesses to make informed decisions and engage with their audience effectively.

RealNeedsAI is an AI tool designed to help entrepreneurs build successful startups by identifying and validating real user needs from Google searches. By leveraging advanced AI technology, RealNeedsAI provides valuable insights into user needs, enabling users to make informed decisions, launch products with confidence, and increase their chances of success in the market. With features like keyword analysis, data visualization, and integration with popular tools like Ahrefs and Semrush, RealNeedsAI simplifies the process of understanding user needs and building products that cater to those needs.

AI Document Creator is an innovative tool that leverages artificial intelligence to assist users in generating various types of documents efficiently. The application utilizes advanced algorithms to analyze input data and create well-structured documents tailored to the user's needs. With AI Document Creator, users can save time and effort in document creation, ensuring accuracy and consistency in their outputs. The tool is user-friendly and accessible, making it suitable for individuals and businesses seeking to streamline their document creation process.

GoCharlie is a leading Generative AI company specializing in developing cognitive agents and models optimized for businesses. Its AI technology enables professionals and businesses to amplify their productivity and create high-performing content tailored to their needs. GoCharlie's AI assistant, Charlie, automates repetitive tasks, allowing teams to focus on more strategic and creative work. It offers a suite of proprietary LLM and multimodal models, a Memory Vault to build an AI Brain for businesses, and Agent AI to deliver the full power of AI to operations. GoCharlie can automate mundane tasks, drive complex workflows, and facilitate instant, precise data retrieval.

txyz.ai is an AI-powered platform that aims to integrate all paths to knowledge. It leverages artificial intelligence algorithms to provide users with a comprehensive and efficient way to access and organize information. The platform offers a user-friendly interface that allows individuals to streamline their research process, gather insights, and make data-driven decisions. With txyz.ai, users can explore diverse sources of information, extract valuable insights, and stay updated on the latest trends in their field of interest.

Predis.ai is an AI-powered application that offers predictive analytics solutions for businesses. It leverages advanced machine learning algorithms to analyze data and provide valuable insights to help companies make informed decisions. With a user-friendly interface, Predis.ai simplifies the process of data analysis and forecasting, making it accessible to users with varying levels of technical expertise. The application is designed to assist organizations in optimizing their operations, improving efficiency, and identifying trends to stay ahead in a competitive market.

ResearchGoat is a generative AI-powered research platform that enables clients to conduct in-depth qualitative research and interviews with unprecedented speed and genuine insights. The platform offers shockingly lower costs compared to traditional consumer research, AI moderators that can converse in any language, and the ability to recruit participants and conduct interviews efficiently. ResearchGoat empowers users to focus on understanding their customers by providing comprehensive insights and analysis from real people.

FutureGPT is an AI tool that leverages the power of GPT-4 to provide advanced predictive capabilities. Users can enhance their results by utilizing this tool, which offers paid predictions. By enabling JavaScript, users can access the app and explore its features to receive accurate and insightful predictions for various purposes. FutureGPT aims to streamline decision-making processes and optimize outcomes through cutting-edge AI technology.

Prelto is an AI tool designed to help users discover insights, patterns, and opportunities on Reddit. By leveraging AI technology, users can gain a deeper understanding of their audience by analyzing posts and comments. The tool allows users to ask research questions and find answers derived directly from the content. Prelto also enables users to detect emerging patterns from thousands of comments, providing a comprehensive view of audience behavior. Additionally, the tool offers automatic labeling, allowing users to categorize posts based on custom-defined labels. Prelto aims to streamline the process of audience analysis and provide valuable insights for users.

Scios.ai is a strategic decision intelligence platform designed for consumer markets. It models how people make choices to answer various questions related to product launch strategies, product design, marketing messages, pricing, and more. The platform empowers organizations to craft, assess, and enhance strategic decisions by providing predictive and prescriptive analytics based on extensive research from behavioral economics. Scios.ai aims to help businesses understand consumer behavior, make informed decisions, and drive innovation and progress.

SaaSlidator is an AI-powered application designed to help users validate their project ideas efficiently and effectively. By providing a project name and description, SaaSlidator offers valuable insights to support decision-making on whether to proceed with building and launching a minimum viable product (MVP). The platform leverages AI algorithms to analyze data, offer market demand insights, competition analysis, and assess the feasibility of project ideas. With features like rapid validation, monetization suggestions, and benchmarking data, SaaSlidator aims to streamline the idea validation process and empower users to make informed decisions for successful project development.

EpicStart is an AI-powered platform that helps entrepreneurs validate their SaaS ideas quickly and efficiently. It offers features such as user story generation, comprehensive market research, idea analysis, and competitor analysis. By leveraging AI-driven insights, EpicStart aims to streamline the process of planning and launching a successful startup. The platform also provides detailed research reports, identifies market trends, and helps users understand their competitive advantage. With integrations and 24/7 support, EpicStart is designed to assist startups in making informed decisions and accelerating their product development.

MagnetsAI is an AI-powered lead generation tool that helps businesses attract more customers by creating hyper-personalized lead forms. With the magic of AI, MagnetsAI offers instant and personalized value to each website visitor. The tool is user-friendly, requiring no coding skills, and allows users to easily embed AI-powered lead forms into their websites or share them via unique links. Users can track and analyze leads captured by the tool to better understand their audience. MagnetsAI offers different pricing plans to suit businesses of all sizes, with the option to start for free and upgrade as they grow.

Affistash is an innovative platform that revolutionizes how to find affiliate marketers by combining AI and machine learning technologies. It offers a streamlined process of discovering and recruiting high-quality affiliates, helping brands reach their target audience and generate more sales within minutes. The platform allows users to build the perfect affiliate lead list, recruit more partners with AI-powered email outreach, and easily manage affiliate recruitment operations in one place.

BENlabs is an AI-powered marketing and product placement agency that specializes in influencer marketing, brand integration, and media buying. With over 15 years of experience, BENlabs offers advanced audience insights, strategic client success, and data-driven solutions to help brands grow and scale. The agency leverages AI algorithms to analyze brand audiences, competition, and relevant creators, providing tailored content strategies for maximum impact.

Impulze.ai is an Influencer Analytics Platform designed to help users discover and manage influencers from a vast global database covering Instagram, TikTok, and YouTube. The platform offers AI algorithms that effectively identify the right influencers, allowing users to effortlessly filter influencers based on various criteria such as engagement rate, follower count, location, age, and gender. Additionally, Impulze.ai provides audience analytics, fraud detection, and data-driven matching to help users find the perfect match for their brand. With features like real-time performance metrics, audience filters, and campaign tracking, Impulze.ai streamlines influencer marketing strategies for agencies and marketers, saving time and enhancing brand awareness.

RAD AI is an AI-powered platform that provides solutions for audience insights, influencer discovery, content optimization, managed services, and more. The platform uses advanced machine learning to analyze real-time conversations from social platforms like Reddit, TikTok, and Twitter. RAD AI offers actionable critiques to enhance brand content and helps in selecting the right influencers based on various factors. The platform aims to help brands reach their target audiences effectively and efficiently by leveraging AI technology.

Netizens.ai is an AI-powered platform that provides various tools and services to enhance online experiences. It leverages artificial intelligence to analyze and optimize online content, interactions, and engagement. The platform offers solutions for social media management, content creation, audience insights, and online reputation management. With Netizens.ai, users can gain valuable insights, automate tasks, and improve their online presence effectively.

AiPersonas is an AI application that focuses on creating dynamic personas and objectives for various purposes. It leverages advanced algorithms to generate detailed personas based on user inputs and provides actionable insights to achieve set objectives. The tool enables users to simulate different scenarios and analyze the impact of various actions on the personas. AiPersonas is designed to assist individuals and businesses in understanding their target audience better, optimizing strategies, and making informed decisions.

PostPuma is an AI-powered social media management tool designed to help users schedule, analyze, and grow their online presence effortlessly. It offers a complete social media engagement overview, intuitive social media calendar, post preview feature, smart API integration, and AI-generated posts. Trusted by professionals, PostPuma empowers users to connect with their audience, optimize content, and streamline workflow across various social platforms.

SkyScribe is an AI-powered tool designed to help users schedule posts on BlueSky, a social media platform, and optimize their content strategy for audience growth and revenue generation. It offers features such as smart scheduling, audience analytics, engagement rate tracking, and monetization tools. Users can easily connect their BlueSky account, schedule posts in advance, and leverage AI-powered content suggestions for maximum impact. SkyScribe aims to streamline the content creation process and empower users to grow their online presence effectively.

Audience Analysis is an AI-powered tool that helps businesses understand and engage with their target audiences. By providing detailed audience generation, interactive Q&A sessions, and actionable insights, the tool enables users to refine their marketing and product strategies effectively. With a focus on accuracy, efficiency, and boosting sales, Audience Analysis transforms the way businesses approach audience analysis and engagement.

Baseboard is an AI tool designed to help users gain insights from their data more efficiently. The platform offers an AI-assisted designer that enables users to create visually appealing charts for websites or publications. With Baseboard, users can easily generate stunning visualizations and leverage the power of AI to enhance their data analysis process.

GPT-4 Consulting is an AI tool that provides business advice and software consultation services. Users can book consultations to get advice on leveraging AI for their businesses. The tool helps users generate advice by entering a short description of their product or business.

ChatCSV is a personal data analyst tool that allows users to upload CSV files and ask questions about their data in a conversational manner. It generates common questions about the data, visualizes answers with charts, and provides a chat history feature. The tool is useful for industries like retail, finance, banking, marketing, and advertising to understand trends, customer behavior, and more.

Lime is an AI-powered data research assistant that helps users in conducting data research efficiently. It offers a range of features to streamline the research process, making it easier for users to gather and analyze data. Lime is designed to assist individuals and businesses in making informed decisions based on data-driven insights.

Horseman is an AI-powered crawling companion that allows users to crawl the web in a highly configurable manner. With features like GPT integration, snippet creation with AI assistance, and insights generation, Horseman caters to frontend developers, performance analysts, digital agencies, accessibility experts, SEO specialists, and JavaScript engineers. The application supports Windows, Mac OS, and Linux, offering a vast library of over 120 snippets for various tasks like sentiment analysis, content extraction, and more. Users can automate website interactions and data extraction without the need for extensive JavaScript knowledge.

Supernormal is an AI-powered meeting tool that streamlines meeting notes, preparation, and insights, transforming meetings into productive and meaningful interactions. It integrates with popular meeting platforms like Google Meet, Zoom, and Microsoft Teams, offering features such as in-meeting agendas, note-taking, task tracking, and integration with various tools like Salesforce, Slack, and Asana. Supernormal provides customizable templates, deep-linkable transcriptions, audio and video capture, and actionable insights through its AI assistant, Norma. It prioritizes security with enterprise-grade encryption, SOC 2 certification, and secure backups, making it a valuable tool for individuals, teams, and businesses to enhance collaboration and productivity.

Frame is an Intelligent Company Workspace solution that offers a suite of AI-powered tools and AI employees to help businesses manage their product development, sales, employee productivity, and more. It provides features like building custom AI employees, cross-app search, cross-app linking, Chrome extension access, and real-time data awareness. Frame aims to streamline work processes by centralizing company knowledge, enhancing team productivity, and simplifying multi-channel interactions. The platform is trusted by world-class companies and is designed to revolutionize the way teams work by integrating AI seamlessly into daily workflows.

Vanna.AI is a personalized AI SQL agent that allows users to get actionable insights from their database by simply asking questions. It helps users to write SQL queries efficiently and generate insights without the need for expert SQL knowledge. The application is open-source, highly accurate on complex datasets, designed for security, self-learning, and supports various databases. Vanna.AI is fully customizable to match unique needs and offers enterprise customization options.

PeerAI is an advanced AI tool that leverages cutting-edge artificial intelligence technology to provide users with personalized insights and recommendations. The platform utilizes machine learning algorithms to analyze data and generate actionable suggestions across various domains, including business, marketing, finance, and more. PeerAI empowers users to make informed decisions, optimize strategies, and enhance performance through data-driven intelligence.

Hogwarts AI empowers users to effortlessly build dashboards and unlock valuable data insights without the need for SQL or complex data analytics tools. Trained on a vast repository of queries and patterns, Hogwarts AI seamlessly transforms product data into intuitive charts and summaries. Its diverse data integration capabilities allow for effortless connection to various sources, including Postgres, Snowflake, Salesforce, Stripe, and even Excel tables. The AI Copilot feature enables users to create visually compelling charts with text in minutes, eliminating the need for SQL and DAX queries. Hogwarts AI also provides intelligent chart recommendations to facilitate deeper insights and enables the generation of shareable charts for product documentation and executive reviews.

Parroview is a revolutionary AI-powered user research platform that automates the process of conducting user interviews. It uses natural language processing (NLP) to engage with users in real-time conversations, asking follow-up questions and uncovering insights that would be difficult to obtain through traditional methods. Parroview is designed to be fully autonomous, allowing researchers to set up interviews and gather insights without the need for manual intervention. It supports multiple languages, making it accessible to a global audience. Parroview offers a range of features, including the ability to conduct interviews via text or voice, analyze insights in real-time, and generate detailed transcripts. It is suitable for a wide range of research needs, including product validation, consumer behavior analysis, post-purchase evaluations, brand perception studies, and customer persona development.

CSV-GPT is an AI tool that allows users to analyze CSV files instantly using the powerful GPT4 model. It provides a user-friendly interface for a wide range of data analysis tasks, from calculating averages to finding correlations. The tool is designed to streamline the data analysis process and provide accurate insights quickly and efficiently. With CSV-GPT, users can make informed decisions based on data-driven analysis without the need for complex coding or manual calculations.

Krater.ai is an AI SuperApp that offers a wide range of artificial intelligence tools and applications to enhance productivity and efficiency. It provides users with a comprehensive suite of AI-powered solutions for various tasks, from data analysis to natural language processing. With its user-friendly interface and advanced algorithms, Krater.ai simplifies complex processes and empowers users to make data-driven decisions with ease.

iQ Suite is an advanced AI application developed by Blue Hex Software, offering a comprehensive suite of AI solutions to empower businesses with cutting-edge generative AI capabilities. The application revolutionizes workflows, amplifies productivity, and enhances customer experience by delivering insights beyond imagination, supreme data analytics, and transforming data into knowledge with AI-driven document analysis. iQ Suite ensures data security at the core, with advanced encryption and protection protocols, seamless integration with existing systems, and real-time monitoring capabilities. The application also offers customizable security settings and personalized solutions tailored to meet specific business needs.

ValueProp.Dev is an AI-powered tool that helps businesses create a Value Proposition Canvas based on their company description. The tool assists in identifying customer jobs, pains, and gains, as well as products and services to meet customer needs. It aims to streamline the process of designing a value proposition that resonates with target customers and provides value.

AI Perfect Assistant is an AI tool designed to assist users in various tasks such as generating PowerPoint slides, crafting documents in Microsoft Word, replying to messages in Outlook & Teams, and automating mundane business tasks. It offers a wide range of AI-powered features to enhance productivity and efficiency in daily work routines. The tool integrates seamlessly with popular Microsoft Office applications and web browsers, providing users with quick and accurate AI-generated solutions.

The website offers a range of AI tools and applications such as Akira AI, XAI, Neural AI OS, and more, designed to help businesses in various industries enhance decision-making processes, automate operations, and improve efficiency. It provides solutions for data management, analytics, AI transformation, and AI risk management. The platform aims to transform industries by harnessing the power of agentic workflows and decision intelligence, making businesses truly decision-centric.

StoryFile is an AI application that pioneers Conversational Video AI, offering an interactive medium called a storyfile. The platform focuses on making authentic AI to enable users to have engaging conversations. StoryFile's technology utilizes AI principles and ethics to provide businesses with solutions through artificial intelligence. The application aims to revolutionize the way people interact with AI technology, emphasizing the importance of authenticity and meaningful conversations.

GPT-4 Consulting is an AI tool that provides business advice and software consultation services. Users can book consultations to get advice on leveraging AI for their businesses. The tool helps users generate advice by entering a short description of their product or business.

GapScout is a market research software powered by AI technology that helps businesses dominate their market by analyzing customer reviews to identify gaps and opportunities. It provides actionable insights based on real market feedback, enabling users to improve their products, spy on competitors, and maximize sales potential. With a focus on reviews, GapScout helps businesses make data-driven decisions for success and accelerate growth.

AutoGPT is an AI News & Articles Blog that provides quick, actionable insights tailored for busy professionals. It offers a platform for users to stay updated on the latest AI news, AI tools, and tech business trends. AutoGPT aims to deliver informative content without technical jargon, helping users increase their income, get more done, and save time. The platform also features an AI Academy for users to upskill through interactive courses.

Slideworks is a website that offers strategy templates created by ex-McKinsey consultants. The platform provides high-end PowerPoint and Excel templates for creating world-class strategy presentations. Users can access templates for consulting proposals, business strategies, market studies, and more, all designed by top-tier consultants. Slideworks aims to streamline the process of creating professional presentations by offering customizable templates with proven frameworks, slide layouts, figures, and graphs.

Suit Me Up is an AI application that offers a convenient and affordable solution for generating professional headshots in various suit styles for use on platforms like LinkedIn, CVs, and Tinder. Users can upload casual photos, and the advanced AI technology transforms them into 20 high-quality headshots in just 5 minutes. The service is a smart alternative to traditional photoshoots, providing a fast, cost-effective, and diverse option for creating professional profile pictures.

ChatBA is a generative AI tool designed for creating slides effortlessly. It utilizes advanced AI technology to assist users in generating content for their presentations. The tool is currently experiencing high demand, leading to account limits on the OpenAI API. Users can still access cached prompts to continue using the tool effectively.

Diatech AI is an advanced AI tool designed to provide solutions for the diamond industry. It empowers businesses with AI-driven analytics for natural and lab-grown polished diamonds, offering services such as demand-supply analytics, price analytics, customer behavior analytics, market prediction, generative AI solutions for jewelers, a marketplace for trading diamonds, and a platform for provenance and sustainable practices. The tool also assists in driving digital transformation for businesses and deciphering customer trends and behavior.

Prooftiles is a platform designed to help businesses increase their conversion rate and average order value. It offers a suite of tools and features to optimize sales processes and enhance customer experience. With Prooftiles, businesses can access DocsLM to streamline document management and improve efficiency. The platform also provides pricing information, integrations with other tools, and valuable insights through its blog section.

Aicoachbud.com is a website that provides coaching services for personal development and career growth. The platform offers personalized coaching sessions with experienced professionals to help individuals achieve their goals and overcome challenges. With a focus on leveraging AI technology to enhance coaching effectiveness, aicoachbud.com aims to empower users with the tools and guidance needed to succeed in various aspects of their lives.

ChatCSV is a personal data analyst tool that allows users to upload CSV files and ask questions about their data in a conversational manner. It generates common questions about the data, visualizes answers with charts, and provides a chat history feature. The tool is useful for industries like retail, finance, banking, marketing, and advertising to understand trends, customer behavior, and more.

Rawbot is an AI model comparison tool designed to simplify the selection process by enabling users to identify and understand the strengths and weaknesses of various AI models. It allows users to compare AI models based on performance optimization, strengths and weaknesses identification, customization and tuning, cost and efficiency analysis, and informed decision-making. Rawbot is a user-friendly platform that supports a wide range of popular and emerging AI models, making it a premier destination for researchers, developers, and business leaders to make informed decisions about AI models that best fit their needs.

Hell's Pitching is an AI-powered assistant designed to help entrepreneurs refine their startup ideas by providing brutally honest feedback and insightful questions. It offers a unique approach to guiding and challenging founders in building successful startups. The tool allows users to pitch their ideas and receive side-splittingly funny roasts that lead to 'aha' moments and innovative insights. With a focus on no-nonsense critiques and humor, Hell's Pitching aims to transform startup ideas by providing wisdom and valuable feedback. The platform is free for all users, encouraging access to honest feedback for everyone.

The AI Lean Canvas Generator is a powerful AI-powered tool designed to help businesses create Lean Canvases quickly and efficiently. It uses artificial intelligence to generate Lean Canvases based on company descriptions, enabling users to summarize key aspects of their business models. The tool streamlines the process of creating and validating business models, following the Lean Startup methodology to reduce risk and uncertainty. It is a flexible and adaptable tool that can be used in conjunction with other business development strategies to build successful businesses.

The website openai.com is an AI tool that provides cutting-edge artificial intelligence solutions. It offers a wide range of AI applications and services to enhance various industries and sectors. OpenAI is known for its advanced AI models and research in natural language processing, reinforcement learning, and more. The platform aims to democratize AI and make it accessible to developers, researchers, and businesses worldwide.

ASK BOSCO® is an AI reporting and forecasting platform designed for agencies and retailers. It helps users collect and analyze data to improve decision-making, budget planning, and forecasting accuracy. The platform offers features such as AI reporting, competitor benchmarking, AI budget planning, and data integrations to streamline marketing processes and enhance performance. Trusted by leading brands and agencies, ASK BOSCO® provides personalized insights and recommendations to optimize media spend and drive revenue growth.

Co-Founder AI is an AI-powered tool that accelerates startup success by providing in-depth business reports and actionable insights. It utilizes AI to generate well-structured business plans and offers essential insights to validate IT-business ideas. The tool covers various aspects such as market trends, competitor analysis, sales techniques, and fundraising strategies, enabling users to make data-driven decisions for driving growth.

SunDevs is an AI tool that focuses on solving business problems to provide exceptional customer experiences. The tool offers various AI solutions for chat and messaging, phone and voice interactions, as well as integrations with popular platforms like Hubspot, Salesforce, and Zendesk. SunDevs caters to industries such as Ecommerce, Cinema, and Telco, providing features like app development, web development, and staff augmentation. The tool aims to streamline operations, improve customer satisfaction, and boost sales through AI-powered solutions.

Lenny Rachitsky is a website that offers insights, tips, and strategies for product managers and entrepreneurs. It provides valuable resources to help individuals excel in their roles and navigate the challenges of product management and entrepreneurship. The platform covers a wide range of topics such as product development, growth strategies, team management, and more, making it a go-to destination for professionals seeking to enhance their skills and knowledge in the field.

Tability is an AI-assisted goal setting and tracking application designed to help individuals and teams set and achieve their objectives and key results (OKRs) efficiently. It offers features such as AI-assisted goal editing, on-demand reporting, full-company view of goals, tracking initiatives and tasks, and quick daily check-ins. Tability aims to automate reminders, improve engagement, and provide instant reporting to enhance productivity and accountability in goal achievement. The application integrates with project management platforms and offers resources, guides, and free tools to support users in implementing and optimizing their OKRs strategy.

AppManager is an AI IT agent designed specifically for startups to streamline app and user provisioning processes. With the power of AI, AppManager makes managing app subscriptions, user permissions, and payment methods effortless and cost-effective. It helps startups focus on growth by simplifying IT management tasks and providing smart spending insights.