Best AI tools for< Manage Credit Risk >

BCT Digital is an AI-powered risk management suite provider that offers a range of products to help enterprises optimize their core Governance, Risk, and Compliance (GRC) processes. The rt360 suite leverages next-generation technologies, sophisticated AI/ML models, data-driven algorithms, and predictive analytics to assist organizations in managing various risks effectively. BCT Digital's solutions cater to the financial sector, providing tools for credit risk monitoring, early warning systems, model risk management, environmental, social, and governance (ESG) risk assessment, and more.

Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide fair and transparent credit for everyone, making lending more accessible and inclusive.

Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide powerful AI for better lending outcomes by accelerating loan growth and expanding credit access through accurate risk prediction and faster credit decisions.

Basis Theory is a platform that helps businesses build a fully programmable vault for creating engaging commerce flows, connecting with partners, managing compliance effortlessly, and maintaining control over payments data. It offers flexible payment solutions, industry-tailored payment flows, and custom payment strategies for various use cases. The platform is designed to cater to high-risk merchants, subscription platforms, marketplaces, fintechs, and more, providing full control over customer card data and tailored payment experiences.

Finbots.ai is a trusted AI credit risk platform that offers AI credit scoring to boost lending profits and reduce non-performing loans. The platform provides the highest accuracy in the market, allowing users to build scorecards in a day without the need for coding. It helps financial institutions make instant decisions, increase revenue, decrease loss rates, and reduce operating costs. Finbots.ai is used by various banks and financial institutions globally to enhance credit risk management, improve profitability, and drive digital transformation.

Underwrite.ai is a platform that leverages advances in artificial intelligence and machine learning to provide lenders with nonlinear, dynamic models of credit risk. By analyzing thousands of data points from credit bureau sources, the application accurately models credit risk for consumers and small businesses, outperforming traditional approaches. Underwrite.ai offers a unique underwriting methodology that focuses on outcomes such as profitability and customer lifetime value, allowing organizations to enhance their lending performance without the need for capital investment or lengthy build times. The platform's models are continuously learning and adapting to market changes in real-time, providing explainable decisions in milliseconds.

Scienaptic Systems is an AI-powered Credit Decisioning Platform that revolutionizes the lending industry by automating credit underwriting processes, leveraging alternate data points, and offering self-learning models for instant credit decisions. The platform helps lenders identify creditworthy borrowers, streamline customer experience, and ensure fair lending practices through explainable AI models. Scienaptic's suite of AI-enabled technologies enables lenders to say 'Yes' to more borrowers at lower risk, providing a 360-degree risk assessment before approving applications. The platform integrates seamlessly with existing lending ecosystems, ensuring disruption-free deployment and better risk predictions through a single API call.

8VDX is an AI application that offers fine-tuned AI models for credit funds, empowering users to make data-driven decisions in the realm of credit investing. The platform enhances speed, accuracy, and strategic depth across various financial instruments like bonds, private credit, and CLOs. By leveraging AI technology, 8VDX streamlines the investment analysis process, automates bond screening, and provides continuous learning from surveillance to optimize investment strategies.

Castello.ai is a financial analysis tool that uses artificial intelligence to help businesses make better decisions. It provides users with real-time insights into their financial data, helping them to identify trends, risks, and opportunities. Castello.ai is designed to be easy to use, even for those with no financial background.

Greip is an AI-powered fraud prevention tool that offers a range of services to detect and prevent fraudulent activities in payments. It provides features such as credit card fraud detection, BIN/IIN lookup, IBAN validation, profanity detection, VPN/proxy detection, IP geolocation, ASN lookup, and country lookup. Greip's cutting-edge AI-based technology helps safeguard app's financial security by preventing payment fraud. Users can integrate Greip with thousands of apps, access educational resources, and gain valuable insights through the intuitive dashboard.

AI for SEO is a WordPress plugin designed to help websites rank higher in search results by providing AI-driven tools to enhance SEO efforts. It offers automated generation of metadata, alt text, image titles, captions, and descriptions, making SEO optimization convenient and efficient. The plugin supports various editor integrations and provides features like progress tracking, WooCommerce compatibility, and a free plan with credit rollover. Additionally, it offers a 100% money-back guarantee within 14 days of purchase, ensuring risk-free usage.

AI Credit Repair is an AI-powered application designed to help users improve their credit score by providing tools such as credit card utilization builder, public records remover, dispute letter generator, and SMS alerts. The application assists users in managing their credit card payments, disputing collections, and staying on top of their credit-related activities. By leveraging artificial intelligence technology, AI Credit Repair aims to simplify the credit repair process and empower users to build a better financial future.

Intuit Assist is a generative AI-powered financial assistant designed to help you achieve financial confidence. It is a comprehensive platform that offers a wide range of financial tools and services, including TurboTax, Credit Karma, QuickBooks, and Mailchimp. Intuit Assist can help you with a variety of financial tasks, such as filing your taxes, managing your credit, tracking your expenses, and invoicing your clients. It is a valuable tool for anyone who wants to take control of their finances and achieve financial success.

SocialBee is an AI-powered social media management tool that helps businesses and individuals manage their social media accounts efficiently. It offers a range of features, including content creation, scheduling, analytics, and collaboration, to help users plan, create, and publish engaging social media content. SocialBee also provides insights into social media performance, allowing users to track their progress and make data-driven decisions.

SocialBee is an AI-powered social media management tool that helps businesses and individuals manage their social media accounts efficiently. It offers a range of features, including content creation, scheduling, analytics, and collaboration, to help users plan, create, and track their social media campaigns. SocialBee also provides access to a team of social media experts who can help users with their social media strategy and execution.

Clerkie is a powerful debt repayment and optimization platform that offers a full-service automation solution powered by machine learning and human expertise. It helps lenders, both big and small, to manage and optimize their loan portfolios efficiently. With features like smart payment experience, AI-driven repayment strategies, real-time reporting, and easy integration, Clerkie ensures a seamless and secure experience for lenders and borrowers alike.

UseCredits is a hassle-free credit-based billing integration that allows you to easily add credit-based billing to your Stripe or Paddle accounts. With UseCredits, you can set credits for your products, get automatic account top-ups, transparent account statements, analytics, and much more. UseCredits is flexible and un-opinionated, making it suitable for a variety of use cases, including generative AI SaaS, email or SMS API, and games and entertainment.

Cushion is an AI-powered tool designed to simplify bill management and credit building. It securely connects to your accounts, organizes bills, and offers insights to help you budget better. With features like automatic bill tracking, virtual Cushion card payments, and credit history building, Cushion aims to make bill payments painless and credit building seamless.

wallet.AI is an AI application that provides smart machines to inform users about their financial behavior. Founded in San Francisco in 2012, wallet.AI builds intelligent engines that analyze millions of pieces of data to help users make better daily financial decisions. The application aims to assist people in making informed financial choices by leveraging artificial intelligence technology.

WiziShop is an e-commerce solution that helps businesses create and manage their online stores. It offers a range of features, including an intuitive website builder, powerful SEO tools, and access to a network of partners and apps. WiziShop is designed to be easy to use, even for beginners, and it offers a variety of resources to help businesses succeed online.

Notes on AI state of the art, with a focus on generative and large language models. These are the "raw materials" for the https://lspace.swyx.io/ newsletter. This repo used to be called https://github.com/sw-yx/prompt-eng, but was renamed because Prompt Engineering is Overhyped. This is now an AI Engineering notes repo.

A curated list of Generative AI projects, tools, artworks, and models

The 'Awesome AI Guidelines' repository aims to simplify the ecosystem of guidelines, principles, codes of ethics, standards, and regulations around artificial intelligence. It provides a comprehensive collection of resources addressing ethical and societal challenges in AI systems, including high-level frameworks, principles, processes, checklists, interactive tools, industry standards initiatives, online courses, research, and industry newsletters, as well as regulations and policies from various countries. The repository serves as a valuable reference for individuals and teams designing, building, and operating AI systems to navigate the complex landscape of AI ethics and governance.

Awesome Responsible AI is a curated list of academic research, books, code of ethics, courses, data sets, frameworks, institutes, newsletters, principles, podcasts, reports, tools, regulations, and standards related to Responsible, Trustworthy, and Human-Centered AI. It covers various concepts such as Responsible AI, Trustworthy AI, Human-Centered AI, Responsible AI frameworks, AI Governance, and more. The repository provides a comprehensive collection of resources for individuals interested in ethical, transparent, and accountable AI development and deployment.

tinyllm is a lightweight framework designed for developing, debugging, and monitoring LLM and Agent powered applications at scale. It aims to simplify code while enabling users to create complex agents or LLM workflows in production. The core classes, Function and FunctionStream, standardize and control LLM, ToolStore, and relevant calls for scalable production use. It offers structured handling of function execution, including input/output validation, error handling, evaluation, and more, all while maintaining code readability. Users can create chains with prompts, LLM models, and evaluators in a single file without the need for extensive class definitions or spaghetti code. Additionally, tinyllm integrates with various libraries like Langfuse and provides tools for prompt engineering, observability, logging, and finite state machine design.

PIXIU is a project designed to support the development, fine-tuning, and evaluation of Large Language Models (LLMs) in the financial domain. It includes components like FinBen, a Financial Language Understanding and Prediction Evaluation Benchmark, FIT, a Financial Instruction Dataset, and FinMA, a Financial Large Language Model. The project provides open resources, multi-task and multi-modal financial data, and diverse financial tasks for training and evaluation. It aims to encourage open research and transparency in the financial NLP field.

This course has 18 lessons. Each lesson covers its own topic so start wherever you like! Lessons are labeled either "Learn" lessons explaining a Generative AI concept or "Build" lessons that explain a concept and code examples in both **Python** and **TypeScript** when possible. Each lesson also includes a "Keep Learning" section with additional learning tools. **What You Need** * Access to the Azure OpenAI Service **OR** OpenAI API - _Only required to complete coding lessons_ * Basic knowledge of Python or Typescript is helpful - *For absolute beginners check out these Python and TypeScript courses. * A Github account to fork this entire repo to your own GitHub account We have created a **Course Setup** lesson to help you with setting up your development environment. Don't forget to star (🌟) this repo to find it easier later. ## 🧠 Ready to Deploy? If you are looking for more advanced code samples, check out our collection of Generative AI Code Samples in both **Python** and **TypeScript**. ## 🗣️ Meet Other Learners, Get Support Join our official AI Discord server to meet and network with other learners taking this course and get support. ## 🚀 Building a Startup? Sign up for Microsoft for Startups Founders Hub to receive **free OpenAI credits** and up to **$150k towards Azure credits to access OpenAI models through Azure OpenAI Services**. ## 🙏 Want to help? Do you have suggestions or found spelling or code errors? Raise an issue or Create a pull request ## 📂 Each lesson includes: * A short video introduction to the topic * A written lesson located in the README * Python and TypeScript code samples supporting Azure OpenAI and OpenAI API * Links to extra resources to continue your learning ## 🗃️ Lessons | | Lesson Link | Description | Additional Learning | | :-: | :------------------------------------------------------------------------------------------------------------------------------------------: | :---------------------------------------------------------------------------------------------: | ------------------------------------------------------------------------------ | | 00 | Course Setup | **Learn:** How to Setup Your Development Environment | Learn More | | 01 | Introduction to Generative AI and LLMs | **Learn:** Understanding what Generative AI is and how Large Language Models (LLMs) work. | Learn More | | 02 | Exploring and comparing different LLMs | **Learn:** How to select the right model for your use case | Learn More | | 03 | Using Generative AI Responsibly | **Learn:** How to build Generative AI Applications responsibly | Learn More | | 04 | Understanding Prompt Engineering Fundamentals | **Learn:** Hands-on Prompt Engineering Best Practices | Learn More | | 05 | Creating Advanced Prompts | **Learn:** How to apply prompt engineering techniques that improve the outcome of your prompts. | Learn More | | 06 | Building Text Generation Applications | **Build:** A text generation app using Azure OpenAI | Learn More | | 07 | Building Chat Applications | **Build:** Techniques for efficiently building and integrating chat applications. | Learn More | | 08 | Building Search Apps Vector Databases | **Build:** A search application that uses Embeddings to search for data. | Learn More | | 09 | Building Image Generation Applications | **Build:** A image generation application | Learn More | | 10 | Building Low Code AI Applications | **Build:** A Generative AI application using Low Code tools | Learn More | | 11 | Integrating External Applications with Function Calling | **Build:** What is function calling and its use cases for applications | Learn More | | 12 | Designing UX for AI Applications | **Learn:** How to apply UX design principles when developing Generative AI Applications | Learn More | | 13 | Securing Your Generative AI Applications | **Learn:** The threats and risks to AI systems and methods to secure these systems. | Learn More | | 14 | The Generative AI Application Lifecycle | **Learn:** The tools and metrics to manage the LLM Lifecycle and LLMOps | Learn More | | 15 | Retrieval Augmented Generation (RAG) and Vector Databases | **Build:** An application using a RAG Framework to retrieve embeddings from a Vector Databases | Learn More | | 16 | Open Source Models and Hugging Face | **Build:** An application using open source models available on Hugging Face | Learn More | | 17 | AI Agents | **Build:** An application using an AI Agent Framework | Learn More | | 18 | Fine-Tuning LLMs | **Learn:** The what, why and how of fine-tuning LLMs | Learn More |

Tara is a powerful node for ComfyUI that integrates Large Language Models (LLMs) to enhance and automate workflow processes. With Tara, you can create complex, intelligent workflows that refine and generate content, manage API keys, and seamlessly integrate various LLMs into your projects. It comprises nodes for handling OpenAI-compatible APIs, saving and loading API keys, composing multiple texts, and using predefined templates for OpenAI and Groq. Tara supports OpenAI and Grok models with plans to expand support to together.ai and Replicate. Users can install Tara via Git URL or ComfyUI Manager and utilize it for tasks like input guidance, saving and loading API keys, and generating text suitable for chaining in workflows.

NeoCodeium is a free AI completion plugin powered by Codeium, designed for Neovim users. It aims to provide a smoother experience by eliminating flickering suggestions and allowing for repeatable completions using the `.` key. The plugin offers performance improvements through cache techniques, displays suggestion count labels, and supports Lua scripting. Users can customize keymaps, manage suggestions, and interact with the AI chat feature. NeoCodeium enhances code completion in Neovim, making it a valuable tool for developers seeking efficient coding assistance.

biniou is a self-hosted webui for various GenAI (generative artificial intelligence) tasks. It allows users to generate multimedia content using AI models and chatbots on their own computer, even without a dedicated GPU. The tool can work offline once deployed and required models are downloaded. It offers a wide range of features for text, image, audio, video, and 3D object generation and modification. Users can easily manage the tool through a control panel within the webui, with support for various operating systems and CUDA optimization. biniou is powered by Huggingface and Gradio, providing a cross-platform solution for AI content generation.

This repository contains a hand-curated list of great machine (deep) learning resources for Natural Language Processing (NLP) with a focus on Generative Pre-trained Transformer (GPT), Bidirectional Encoder Representations from Transformers (BERT), attention mechanism, Transformer architectures/networks, Chatbot, and transfer learning in NLP.

ChatGPT is a large language model that can generate human-like text, translate languages, write different kinds of creative content, and answer your questions in a conversational way. It is trained on a massive amount of text data, and it is able to understand and respond to a wide range of natural language prompts. Here are 5 jobs suitable for this tool, in lowercase letters: 1. content writer 2. chatbot assistant 3. language translator 4. creative writer 5. researcher

Auto_Jobs_Applier_AIHawk is an AI-powered job search assistant that revolutionizes the job search and application process. It automates application submissions, provides personalized recommendations, and enhances the chances of landing a dream job. The tool offers features like intelligent job search automation, rapid application submission, AI-powered personalization, volume management with quality, intelligent filtering, dynamic resume generation, and secure data handling. It aims to address the challenges of modern job hunting by saving time, increasing efficiency, and improving application quality.

GURU-BOT 2.0 is a simple multi-device WhatsApp bot that allows users to deploy it on various platforms like Heroku, Koyeb, Railway, Okteto, and Replit. The setup involves forking the repository, obtaining session IDs, and deploying the bot to the desired platform. Users can follow step-by-step instructions provided in the README to set up the bot successfully. The bot is not affiliated with WhatsApp Inc., and users are advised to use it at their own risk to avoid potential bans on their WhatsApp accounts. The tool is open-source and not for sale, with specific guidelines on usage and licensing mentioned in the README. Overall, GURU-BOT aims to provide a convenient solution for creating and deploying WhatsApp bots across different platforms.

AI-Writer is an AI content generation toolkit called Alwrity that automates and enhances the process of blog creation, optimization, and management. It integrates advanced AI models for text generation, image creation, and data analysis, offering features such as online research integration, long-form content generation, AI content planning, multilingual support, prevention of AI hallucinations, multimodal content generation, SEO optimization, and integration with platforms like Wordpress and Jekyll. The toolkit is designed for automated blog management and requires appropriate API keys and access credentials for full functionality.

Manages credit risk and implements effective collection strategies.

Risk-aware debt-to-equity ratio analyst

Dansk vejledning i outsourcing regler for kreditinstitutter og datacentraler

Advises on credit risk management and mitigation strategies.

Balanced guidance on credit cards for young people, with a mix of formal and casual tones

Expert on credit cards, offering advice on choosing and using them wisely.

Helps you pick the best credit cards for your needs

Polite, professional credit expert with clarifications.

Your go-to source for credit wisdom.

Friendly yet extensive guide simplifying business credit.

Aids couples in managing joint finances, budgeting for future goals, and navigating financial challenges together.

Avoid Debt Accumulation with Credit Card Interest Insights. Find out how much interest you will pay before you make that purchase with your credit card.

Your guide for Citi card strategy

Multilingual advisor on microfinance, focusing on clarity and educational content.

Advises on debt management strategies to improve financial stability.

Explains 'buy now, pay later' and recommends providers in a financial, informative tone.

Informative assistant for commercial lending queries.

Friendly debt calculation to Excel with clear final instructions

Interactive financial coach for tailored advice

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