Best AI tools for< Manage Credit Utilization >

AI Credit Repair is an AI-powered application designed to help users improve their credit score by providing tools such as credit card utilization builder, public records remover, dispute letter generator, and SMS alerts. The application assists users in managing their credit card payments, disputing collections, and staying on top of their credit-related activities. By leveraging artificial intelligence technology, AI Credit Repair aims to simplify the credit repair process and empower users to build a better financial future.

Intuit Assist is a generative AI-powered financial assistant designed to help you achieve financial confidence. It is a comprehensive platform that offers a wide range of financial tools and services, including TurboTax, Credit Karma, QuickBooks, and Mailchimp. Intuit Assist can help you with a variety of financial tasks, such as filing your taxes, managing your credit, tracking your expenses, and invoicing your clients. It is a valuable tool for anyone who wants to take control of their finances and achieve financial success.

SocialBee is an AI-powered social media management tool that helps businesses and individuals manage their social media accounts efficiently. It offers a range of features, including content creation, scheduling, analytics, and collaboration, to help users plan, create, and publish engaging social media content. SocialBee also provides insights into social media performance, allowing users to track their progress and make data-driven decisions.

SocialBee is an AI-powered social media management tool that helps businesses and individuals manage their social media accounts efficiently. It offers a range of features, including content creation, scheduling, analytics, and collaboration, to help users plan, create, and track their social media campaigns. SocialBee also provides access to a team of social media experts who can help users with their social media strategy and execution.

Clerkie is a powerful debt repayment and optimization platform that offers a full-service automation solution powered by machine learning and human expertise. It helps lenders, both big and small, to manage and optimize their loan portfolios efficiently. With features like smart payment experience, AI-driven repayment strategies, real-time reporting, and easy integration, Clerkie ensures a seamless and secure experience for lenders and borrowers alike.

UseCredits is a hassle-free credit-based billing integration that allows you to easily add credit-based billing to your Stripe or Paddle accounts. With UseCredits, you can set credits for your products, get automatic account top-ups, transparent account statements, analytics, and much more. UseCredits is flexible and un-opinionated, making it suitable for a variety of use cases, including generative AI SaaS, email or SMS API, and games and entertainment.

Cushion is an AI-powered tool designed to simplify bill management and credit building. It securely connects to your accounts, organizes bills, and offers insights to help you budget better. With features like automatic bill tracking, virtual Cushion card payments, and credit history building, Cushion aims to make bill payments painless and credit building seamless.

wallet.AI is an AI application that provides smart machines to inform users about their financial behavior. Founded in San Francisco in 2012, wallet.AI builds intelligent engines that analyze millions of pieces of data to help users make better daily financial decisions. The application aims to assist people in making informed financial choices by leveraging artificial intelligence technology.

WiziShop is an e-commerce solution that helps businesses create and manage their online stores. It offers a range of features, including an intuitive website builder, powerful SEO tools, and access to a network of partners and apps. WiziShop is designed to be easy to use, even for beginners, and it offers a variety of resources to help businesses succeed online.

Basis Theory is a token orchestration platform that helps businesses route transactions through multiple PSPs and partners or unlock seamless subscription payments while ensuring PCI compliance. It offers flexible payment solutions, secure data handling, and industry-tailored payment flows to boost sales and reduce friction. The platform allows users to stand up a vault in minutes, customize payment flows, and work with various partners without service limitations. Basis Theory caters to high-risk merchants, subscription platforms, marketplaces, fintechs, and more, providing tailored payment experiences and compliance solutions.

Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide fair and transparent credit for everyone, making lending more accessible and inclusive.

Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide powerful AI for better lending outcomes by accelerating loan growth and expanding credit access through accurate risk prediction and faster credit decisions.

Crisp is an all-in-one AI-powered business messaging platform designed to centralize teams, conversations, data, and knowledge in one place. It offers features such as centralized inbox for inbound messages, AI-powered automations, CRM integration, artificial intelligence training, knowledge base creation, website chat widget, proactive campaigns, and more. Crisp aims to streamline customer support, marketing, and sales processes by providing a comprehensive solution for businesses to engage with customers effectively.

BCT Digital is an AI-powered risk management suite provider that offers a range of products to help enterprises optimize their core Governance, Risk, and Compliance (GRC) processes. The rt360 suite leverages next-generation technologies, sophisticated AI/ML models, data-driven algorithms, and predictive analytics to assist organizations in managing various risks effectively. BCT Digital's solutions cater to the financial sector, providing tools for credit risk monitoring, early warning systems, model risk management, environmental, social, and governance (ESG) risk assessment, and more.

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Cleo is an AI-powered financial management tool that helps users with budgeting, saving, building credit, and managing their finances. It offers features like cash advances, budgeting tips, credit building tools, and personalized financial advice. Cleo uses AI technology to provide users with insights and recommendations to improve their financial health. The application aims to make money management easy and accessible for everyone, without the need for credit checks or complex financial jargon.

Evolup is an AI-powered platform dedicated to creating affiliate stores effortlessly. It offers a comprehensive solution for individuals looking to turn their passions into profits by showcasing products they are passionate about on their affiliate sites. With state-of-the-art tools like powerful artificial intelligence, Amazon synchronization, and advanced SEO features, Evolup simplifies the process of creating and managing affiliate stores, saving time and costs for users. The platform provides an all-in-one solution that includes hosting, tools, and support, allowing users to focus on growing their online businesses without the hassle of managing multiple sites or dealing with complex procedures.

TheFinAdvisor.com is an AI financial advisor platform that offers personalized investment strategies and expert guidance tailored to individual financial goals. Users can receive assistance in managing student loans, credit cards, debt restructuring, home purchases, car/truck acquisitions, house market investments, early retirement planning, world travel, and business building. The platform also provides insights on financial topics, encourages user questions, and facilitates community connections with financial experts. Additionally, users can explore various financial services, share reviews, and monetize content as financial influencers.

Chargezoom is an AI-powered accounts receivable (AR) solution that helps businesses get paid faster. It automates many of the tasks associated with AR, such as invoicing, payment reminders, and reconciliation. Chargezoom also provides businesses with insights into their AR performance, so they can make better decisions about how to manage their cash flow. Chargezoom is a cloud-based solution that is easy to use and integrates with a variety of accounting software programs.

Gynger is an AI-powered payments platform with embedded financing designed for buyers and sellers of technology. It provides a line of credit and debt financing to help businesses pay their software and technology bills upfront while paying back later. Gynger simplifies the procurement process, improves cash flow, and offers flexible payment plans for tech expenses.

This repository contains a hand-curated list of great machine (deep) learning resources for Natural Language Processing (NLP) with a focus on Generative Pre-trained Transformer (GPT), Bidirectional Encoder Representations from Transformers (BERT), attention mechanism, Transformer architectures/networks, Chatbot, and transfer learning in NLP.

Felafax is a framework designed to tune LLaMa3.1 on Google Cloud TPUs for cost efficiency and seamless scaling. It provides a Jupyter notebook for continued-training and fine-tuning open source LLMs using XLA runtime. The goal of Felafax is to simplify running AI workloads on non-NVIDIA hardware such as TPUs, AWS Trainium, AMD GPU, and Intel GPU. It supports various models like LLaMa-3.1 JAX Implementation, LLaMa-3/3.1 PyTorch XLA, and Gemma2 Models optimized for Cloud TPUs with full-precision training support.

Aphrodite is the official backend engine for PygmalionAI, serving as the inference endpoint for the website. It allows serving Hugging Face-compatible models with fast speeds. Features include continuous batching, efficient K/V management, optimized CUDA kernels, quantization support, distributed inference, and 8-bit KV Cache. The engine requires Linux OS and Python 3.8 to 3.12, with CUDA >= 11 for build requirements. It supports various GPUs, CPUs, TPUs, and Inferentia. Users can limit GPU memory utilization and access full commands via CLI.

Aphrodite is an inference engine optimized for serving HuggingFace-compatible models at scale. It leverages vLLM's Paged Attention technology to deliver high-performance model inference for multiple concurrent users. The engine supports continuous batching, efficient key/value management, optimized CUDA kernels, quantization support, distributed inference, and modern samplers. It can be easily installed and launched, with Docker support for deployment. Aphrodite requires Linux or Windows OS, Python 3.8 to 3.12, and CUDA >= 11. It is designed to utilize 90% of GPU VRAM but offers options to limit memory usage. Contributors are welcome to enhance the engine.

This repository contains the open source python command line interface for vast.ai. The CLI has all the main functionality of the vast.ai website GUI and uses the same underlying REST API. The main functionality is self-contained in the script file vast.py, with additional invoice generating commands in vast_pdf.py. Users can interact with the vast.ai platform through the CLI to manage instances, create templates, manage teams, and perform various cloud-related tasks.

llm-swarm is a tool designed to manage scalable open LLM inference endpoints in Slurm clusters. It allows users to generate synthetic datasets for pretraining or fine-tuning using local LLMs or Inference Endpoints on the Hugging Face Hub. The tool integrates with huggingface/text-generation-inference and vLLM to generate text at scale. It manages inference endpoint lifetime by automatically spinning up instances via `sbatch`, checking if they are created or connected, performing the generation job, and auto-terminating the inference endpoints to prevent idling. Additionally, it provides load balancing between multiple endpoints using a simple nginx docker for scalability. Users can create slurm files based on default configurations and inspect logs for further analysis. For users without a Slurm cluster, hosted inference endpoints are available for testing with usage limits based on registration status.

Melodisco is an AI music player that allows users to listen to music and manage playlists. It provides a user-friendly interface for music playback and organization. Users can deploy Melodisco with Vercel or Docker for easy setup. Local development instructions are provided for setting up the project environment. The project credits various tools and libraries used in its development, such as Next.js, Tailwind CSS, and Stripe. Melodisco is a versatile tool for music enthusiasts looking for an AI-powered music player with features like authentication, payment integration, and multi-language support.

Helios is a powerful open-source tool for managing and monitoring your Kubernetes clusters. It provides a user-friendly interface to easily visualize and control your cluster resources, including pods, deployments, services, and more. With Helios, you can efficiently manage your containerized applications and ensure high availability and performance of your Kubernetes infrastructure.

VideoDB Python SDK allows you to interact with the VideoDB serverless database. Manage videos as intelligent data, not files. It's scalable, cost-efficient & optimized for AI applications and LLM integration. The SDK provides functionalities for uploading videos, viewing videos, streaming specific sections of videos, searching inside a video, searching inside multiple videos in a collection, adding subtitles to a video, generating thumbnails, and more. It also offers features like indexing videos by spoken words, semantic indexing, and future indexing options for scenes, faces, and specific domains like sports. The SDK aims to simplify video management and enhance AI applications with video data.

Langfuse is a powerful tool that helps you develop, monitor, and test your LLM applications. With Langfuse, you can: * **Develop:** Instrument your app and start ingesting traces to Langfuse, inspect and debug complex logs, and manage, version, and deploy prompts from within Langfuse. * **Monitor:** Track metrics (cost, latency, quality) and gain insights from dashboards & data exports, collect and calculate scores for your LLM completions, run model-based evaluations, collect user feedback, and manually score observations in Langfuse. * **Test:** Track and test app behaviour before deploying a new version, test expected in and output pairs and benchmark performance before deploying, and track versions and releases in your application. Langfuse is easy to get started with and offers a generous free tier. You can sign up for Langfuse Cloud or deploy Langfuse locally or on your own infrastructure. Langfuse also offers a variety of integrations to make it easy to connect to your LLM applications.

AnnA is a Python script designed to create filtered decks in optimal review order for Anki flashcards. It uses Machine Learning / AI to ensure semantically linked cards are reviewed far apart. The script helps users manage their daily reviews by creating special filtered decks that prioritize reviewing cards that are most different from the rest. It also allows users to reduce the number of daily reviews while increasing retention and automatically identifies semantic neighbors for each note.

LinkedIn_AIHawk is an automated tool designed to revolutionize the job search and application process on LinkedIn. It leverages automation and artificial intelligence to efficiently apply to relevant positions, personalize responses, manage application volume, filter listings, generate dynamic resumes, and handle sensitive information securely. The tool aims to save time, increase application relevance, and enhance job search effectiveness in today's competitive landscape.

Vrt-Cogs is a collection of various useful and fun plugins (cogs) for Red-DiscordBot, allowing users to enhance their Discord server experience. The repository includes a wide range of cogs such as an intuitive ban appeal system, an AI assistant powered by OpenAI's ChatGPT, tools for documenting cogs, managing bank balances, tracking economy, hosting events, translating messages, sending emails, managing guild settings, playing games, and more. These cogs offer functionalities to automate tasks, engage users, and enhance server management. The repository also provides tools for profiling cogs, managing Space Engineers servers, setting up a ticket system, integrating with Upgrade.Chat API, accessing Xbox profiles, and more.

This repository serves as a hub for Microsoft Official Build & Modernize AI Applications reference solutions and content. It provides access to projects demonstrating how to build Generative AI applications using Azure services like Azure OpenAI, Azure Container Apps, Azure Kubernetes, and Azure Cosmos DB. The solutions include Vector Search & AI Assistant, Real-Time Payment and Transaction Processing, and Medical Claims Processing. Additionally, there are workshops like the Intelligent App Workshop for Microsoft Copilot Stack, focusing on infusing intelligence into traditional software systems using foundation models and design thinking.

awesome-hosting is a curated list of hosting services sorted by minimal plan price. It includes various categories such as Web Services Platform, Backend-as-a-Service, Lambda, Node.js, Static site hosting, WordPress hosting, VPS providers, managed databases, GPU cloud services, and LLM/Inference API providers. Each category lists multiple service providers along with details on their minimal plan, trial options, free tier availability, open-source support, and specific features. The repository aims to help users find suitable hosting solutions based on their budget and requirements.

The Python Redis Vector Library (RedisVL) is a tailor-made client for AI applications leveraging Redis. It enhances applications with Redis' speed, flexibility, and reliability, incorporating capabilities like vector-based semantic search, full-text search, and geo-spatial search. The library bridges the gap between the emerging AI-native developer ecosystem and the capabilities of Redis by providing a lightweight, elegant, and intuitive interface. It abstracts the features of Redis into a grammar that is more aligned to the needs of today's AI/ML Engineers or Data Scientists.

Manages credit risk and implements effective collection strategies.

Balanced guidance on credit cards for young people, with a mix of formal and casual tones

Expert on credit cards, offering advice on choosing and using them wisely.

Helps you pick the best credit cards for your needs

Polite, professional credit expert with clarifications.

Your go-to source for credit wisdom.

Friendly yet extensive guide simplifying business credit.

Aids couples in managing joint finances, budgeting for future goals, and navigating financial challenges together.

Avoid Debt Accumulation with Credit Card Interest Insights. Find out how much interest you will pay before you make that purchase with your credit card.

Your guide for Citi card strategy

Multilingual advisor on microfinance, focusing on clarity and educational content.

Advises on debt management strategies to improve financial stability.

Explains 'buy now, pay later' and recommends providers in a financial, informative tone.

Informative assistant for commercial lending queries.

Risk-aware debt-to-equity ratio analyst

Friendly debt calculation to Excel with clear final instructions

Interactive financial coach for tailored advice

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A GPT designed to provide everyday financial advice and tools to Canadians, primarily inspired by the subreddit Personal Finance Canada.

Aiding families and couples in balanced finance