Best AI tools for< Risk Underwriter >

Altana is a dynamic, intelligent, universal map of the global supply chain that offers unprecedented visibility and AI-powered insights to help users focus on critical business needs. It provides collaborative workflows for managing extended supplier and customer networks, applying AI to a vast network of supply chain data. Altana is trusted by governments, logistics providers, and major businesses worldwide for compliance, carbon management, procurement, insurance, and more.

Federato is an AI-powered platform that integrates Google Cloud's AI capabilities to provide new AI underwriting solutions for the insurance industry. It aims to revolutionize underwriting processes by leveraging AI technology to enhance risk assessment, portfolio management, and decision-making. Federato's RiskOps platform empowers underwriters with powerful insights, real-time risk selection guidance, and unified underwriting workflows, enabling them to make more informed decisions and improve operational efficiency.

Underwrite.ai is a platform that leverages advances in artificial intelligence and machine learning to provide lenders with nonlinear, dynamic models of credit risk. By analyzing thousands of data points from credit bureau sources, the application accurately models credit risk for consumers and small businesses, outperforming traditional approaches. Underwrite.ai offers a unique underwriting methodology that focuses on outcomes such as profitability and customer lifetime value, allowing organizations to enhance their lending performance without the need for capital investment or lengthy build times. The platform's models are continuously learning and adapting to market changes in real-time, providing explainable decisions in milliseconds.

InsureSmart is an AI-powered platform that empowers users to take control of their insurance needs. By leveraging artificial intelligence technology, InsureSmart offers personalized insurance solutions tailored to individual requirements. The platform provides a seamless and user-friendly experience for users to manage and optimize their insurance policies efficiently. With InsureSmart, users can access smart recommendations, compare insurance plans, and make informed decisions to secure their financial well-being.

Gradient AI is a leading provider of artificial intelligence solutions for the insurance industry. Their solutions improve loss ratios and profitability by predicting underwriting and claims risks with greater accuracy, as well as reducing quote turnaround times and claim expenses through intelligent automation.

Gradient AI is a leading provider of artificial intelligence solutions for the insurance industry. Its solutions improve loss ratios and profitability by predicting underwriting and claims risks with greater accuracy, as well as reducing quote turnaround times and claim expenses through intelligent automation.

Convr is an AI-driven underwriting analysis platform that helps commercial P&C insurance organizations transform their underwriting operations. It provides a modularized AI underwriting and intelligent document automation workbench that enriches and expedites the commercial insurance new business and renewal submission flow with underwriting insights, business classification, and risk scoring. Convr's mission is to solve the last big problem of commercial insurance while improving profitability and increasing efficiency.

Convr is a modularized AI underwriting and intelligent document automation workbench that enriches and expedites the commercial insurance new business and renewal submission flow with underwriting insights, business classification and risk scoring. As a trusted technology partner and advisor with deep industry expertise, we help insurance organizations transform their underwriting operations through our AI-driven digital underwriting analysis platform.

ZestyAI is an artificial intelligence tool that helps users make brilliant climate and property risk decisions. The tool uses AI to provide insights on property values and risk exposure to natural disasters. It offers products such as Property Insights, Digital Roof, Roof Age, Location Insights, and Climate Risk Models to evaluate and understand property risks. ZestyAI is trusted by top insurers in North America and aims to bring a ten times return on investment to its customers.

VUW.ai is a unique virtual underwriting platform that offers end-to-end digital trading solutions for specialty insurance lines. The platform leverages machine learning to improve risk selection, reduce volatility, increase consistency, and enhance profitability and underwriting controls while lowering operating costs. VUW.ai aims to revolutionize the insurance market by providing a cost-effective and tech-based underwriting solution that caters to brokers and capacity providers. The platform also offers services in Property, Casualty, and Marine Cargo business, with plans to expand into other classes like Livestock, Fine Art, and Political Violence.

Arya.ai is an AI tool designed for Banks, Insurers, and Financial Services to deploy safe, responsible, and auditable AI applications. It offers a range of AI Apps, ML Observability Tools, and a Decisioning Platform. Arya.ai provides curated APIs, ML explainability, monitoring, and audit capabilities. The platform includes task-specific AI models for autonomous underwriting, claims processing, fraud monitoring, and more. Arya.ai aims to facilitate the rapid deployment and scaling of AI applications while ensuring institution-wide adoption of responsible AI practices.

CARCO is an advanced Mobile AI Fraud Prevention application designed to protect insurance carriers and consumers by identifying and preventing risk events and fraudulent activities. The application streamlines the inspection process through integrated AI and fraud alert validation technology, providing a back-office solution that is easily integrated into mobile platforms, cost-effective, and fraud-detecting. CARCO also offers NMVTIS, a premier system in the U.S. that requires reporting of vehicle title data. With over 50 million transactions completed to date, CARCO has a proven track record in fraud prevention and risk mitigation for the insurance industry.

Nestor is an AI-powered insurance assistant that provides clear and jargon-free answers to all your insurance questions. It can audit your insurance contracts, identify potential over-insurance or under-insurance, and suggest ways to improve your coverage. Nestor is constantly learning and can provide expert advice on a wide range of insurance topics.

Nauto is an AI-powered fleet management software that helps businesses improve driver safety and reduce collisions. It uses a dual-facing camera and external sensors to detect distracted and drowsy driving, as well as in-cabin and external risks. Nauto's predictive AI algorithms can assess, predict, and alert drivers of imminent risks to avoid collisions. It also provides real-time alerts to end distracted and drowsy driving, and self-guided coaching videos to help drivers improve their behavior. Nauto's claims management feature can quickly and reliably process and resolve claims, resulting in millions of dollars saved. Overall, Nauto is a comprehensive driver and vehicle safety platform that can help businesses reduce risk, improve safety, and save money.

Scienaptic Systems is an AI-powered Credit Decisioning Platform that revolutionizes the lending industry by automating credit underwriting processes, leveraging alternate data points, and offering self-learning models for instant credit decisions. The platform helps lenders identify creditworthy borrowers, streamline customer experience, and ensure fair lending practices through explainable AI models. Scienaptic's suite of AI-enabled technologies enables lenders to say 'Yes' to more borrowers at lower risk, providing a 360-degree risk assessment before approving applications. The platform integrates seamlessly with existing lending ecosystems, ensuring disruption-free deployment and better risk predictions through a single API call.

Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide fair and transparent credit for everyone, making lending more accessible and inclusive.

Zest AI is an AI-driven credit underwriting software that offers a complete solution for AI-driven lending. It enables users to build custom machine learning risk models, adopt model assessment and regulatory compliance, and operate performance management and model monitoring. Zest AI helps increase approvals, manage risk, control loss, drive operational efficiency, automate credit decisioning, and improve borrower experience while ensuring fair lending practices. The software is designed to provide powerful AI for better lending outcomes by accelerating loan growth and expanding credit access through accurate risk prediction and faster credit decisions.

FairPlay is a Fairness-as-a-Service solution designed for financial institutions, offering AI-powered tools to assess automated decisioning models quickly. It helps in increasing fairness and profits by optimizing marketing, underwriting, and pricing strategies. The application provides features such as Fairness Optimizer, Second Look, Customer Composition, Redline Status, and Proxy Detection. FairPlay enables users to identify and overcome tradeoffs between performance and disparity, assess geographic fairness, de-bias proxies for protected classes, and tune models to reduce disparities without increasing risk. It offers advantages like increased compliance, speed, and readiness through automation, higher approval rates with no increase in risk, and rigorous Fair Lending analysis for sponsor banks and regulators. However, some disadvantages include the need for data integration, potential bias in AI algorithms, and the requirement for technical expertise to interpret results.

Dataminr is a leading provider of real-time event and risk detection. Its AI platform processes billions of public data units daily to deliver real-time alerts on high-impact events and emerging risks. Dataminr's products are used by businesses, public sector organizations, and newsrooms to plan for and respond to crises, manage risks, and stay informed about the latest events.

Unit21 is a customizable no-code platform designed for risk and compliance operations. It empowers organizations to combat financial crime by providing end-to-end lifecycle risk analysis, fraud prevention, case management, and real-time monitoring solutions. The platform offers features such as AI Copilot for alert prioritization, Ask Your Data for data analysis, Watchlist & Sanctions for ongoing screening, and more. Unit21 focuses on fraud prevention and AML compliance, simplifying operations and accelerating investigations to respond to financial threats effectively and efficiently.

MATLAB-Simulink-Challenge-Project-Hub is a repository aimed at contributing to the progress of engineering and science by providing challenge projects with real industry relevance and societal impact. The repository offers a wide range of projects covering various technology trends such as Artificial Intelligence, Autonomous Vehicles, Big Data, Computer Vision, and Sustainability. Participants can gain practical skills with MATLAB and Simulink while making a significant contribution to science and engineering. The projects are designed to enhance expertise in areas like Sustainability and Renewable Energy, Control, Modeling and Simulation, Machine Learning, and Robotics. By participating in these projects, individuals can receive official recognition for their problem-solving skills from technology leaders at MathWorks and earn rewards upon project completion.

Pgx is a collection of GPU/TPU-accelerated parallel game simulators for reinforcement learning (RL). It provides JAX-native game simulators for various games like Backgammon, Chess, Shogi, and Go, offering super fast parallel execution on accelerators and beautiful visualization in SVG format. Pgx focuses on faster implementations while also being sufficiently general, allowing environments to be converted to the AEC API of PettingZoo for running Pgx environments through the PettingZoo API.

R-Judge is a benchmarking tool designed to evaluate the proficiency of Large Language Models (LLMs) in judging and identifying safety risks within diverse environments. It comprises 569 records of multi-turn agent interactions, covering 27 key risk scenarios across 5 application categories and 10 risk types. The tool provides high-quality curation with annotated safety labels and risk descriptions. Evaluation of 11 LLMs on R-Judge reveals the need for enhancing risk awareness in LLMs, especially in open agent scenarios. Fine-tuning on safety judgment is found to significantly improve model performance.

Dioptra is a software test platform for assessing the trustworthy characteristics of artificial intelligence (AI). It supports the NIST AI Risk Management Framework by providing functionality to assess, analyze, and track identified AI risks. Dioptra provides a REST API and can be controlled via a web interface or Python client for designing, managing, executing, and tracking experiments. It aims to be reproducible, traceable, extensible, interoperable, modular, secure, interactive, shareable, and reusable.

Wave Apps is a directory of sample applications built on H2O Wave, allowing users to build AI apps faster. The apps cover various use cases such as explainable hotel ratings, human-in-the-loop credit risk assessment, mitigating churn risk, online shopping recommendations, and sales forecasting EDA. Users can download, modify, and integrate these sample apps into their own projects to learn about app development and AI model deployment.

Moon Dev AI Agents for Trading is an experimental project exploring the potential of artificial financial intelligence for trading and investing research. The project aims to develop AI agents to complement and potentially replace human trading operations by addressing common trading challenges such as emotional reactions, ego-driven decisions, inconsistent execution, fatigue effects, impatience, and fear & greed cycles. The project focuses on research areas like risk control, exit timing, entry strategies, sentiment collection, and strategy execution. It is important to note that this project is not a profitable trading solution and involves substantial risk of loss.

This repository contains a collection of articles and tutorials on quantitative finance, including topics such as machine learning, statistical arbitrage, and risk management. The articles are written in a clear and concise style, and they are suitable for both beginners and experienced practitioners. The repository also includes a number of Jupyter notebooks that demonstrate how to use Python for quantitative finance.

OWASP CycloneDX is a full-stack Bill of Materials (BOM) standard that provides advanced supply chain capabilities for cyber risk reduction. The specification supports various types of Bill of Materials including Software, Hardware, Machine Learning, Cryptography, Manufacturing, and Operations. It also includes support for Vulnerability Disclosure Reports, Vulnerability Exploitability eXchange, and CycloneDX Attestations. CycloneDX helps organizations accurately inventory all components used in software development to identify risks, enhance transparency, and enable rapid impact analysis. The project is managed by the CycloneDX Core Working Group under the OWASP Foundation and is supported by the global information security community.

Solana AI Trade Bot is an advanced trading tool specifically designed for meme token trading on the Solana blockchain. It leverages AI technology powered by GPT-4.0 to automate trades, identify low-risk/high-potential tokens, and assist in token creation and management. The bot offers cross-platform compatibility and a range of configurable settings for buying, selling, and filtering tokens. Users can benefit from real-time AI support and enhance their trading experience with features like automatic selling, slippage management, and profit/loss calculations. To optimize performance, it is recommended to connect the bot to a private light node for efficient trading execution.

AI Hedge Fund is a proof of concept for an AI-powered hedge fund that explores the use of AI to make trading decisions. The project is for educational purposes only and simulates trading decisions without actual trading. It employs agents like Market Data Analyst, Valuation Agent, Sentiment Agent, Fundamentals Agent, Technical Analyst, Risk Manager, and Portfolio Manager to gather and analyze data, calculate risk metrics, and make trading decisions.

This repository contains an uncensored list of free to use APIs and sites for several AI models. > _This list is mainly managed by @zukixa, the queen of zukijourney, so any decisions may have bias!~_ > > **Scroll down for the sites, APIs come first!** * * * > [!WARNING] > We are not endorsing _any_ of the listed services! Some of them might be considered controversial. We are not responsible for any legal, technical or any other damage caused by using the listed services. Data is provided without warranty of any kind. **Use these at your own risk!** * * * # APIs Table of Contents #### Overview of Existing APIs #### Overview of Existing APIs -- Top LLM Models Available #### Overview of Existing APIs -- Top Image Models Available #### Overview of Existing APIs -- Top Other Features & Models Available #### Overview of Existing APIs -- Available Donator Perks * * * ## API List:* *: This list solely covers all providers I (@zukixa) was able to collect metrics in. Any mistakes are not my responsibility, as I am either banned, or not aware of x API. \ 1: Last Updated 4/14/24 ### Overview of APIs: | Service | # of Users1 | Link | Stablity | NSFW Ok? | Open Source? | Owner(s) | Other Notes | | ----------- | ---------- | ------------------------------------------ | ------------------------------------------ | --------------------------- | ------------------------------------------------------ | -------------------------- | ----------------------------------------------------------------------------------------------------------- | | zukijourney| 4441 | D | High | On /unf/, not /v1/ | ✅, Here | @zukixa | Largest & Oldest GPT-4 API still continuously around. Offers other popular AI-related Bots too. | | Hyzenberg| 1234 | D | High | Forbidden | ❌ | @thatlukinhasguy & @voidiii | Experimental sister API to Zukijourney. Successor to HentAI | | NagaAI | 2883 | D | High | Forbidden | ❌ | @zentixua | Honorary successor to ChimeraGPT, the largest API in history (15k users). | | WebRaftAI | 993 | D | High | Forbidden | ❌ | @ds_gamer | Largest API by model count. Provides a lot of service/hosting related stuff too. | | KrakenAI | 388 | D | High | Discouraged | ❌ | @paninico | It is an API of all time. | | ShuttleAI | 3585 | D | Medium | Generally Permitted | ❌ | @xtristan | Faked GPT-4 Before 1, 2 | | Mandrill | 931 | D | Medium | Enterprise-Tier-Only | ❌ | @fredipy | DALL-E-3 access pioneering API. Has some issues with speed & stability nowadays. | oxygen | 742 | D | Medium | Donator-Only | ❌ | @thesketchubuser | Bri'ish 🤮 & Fren'sh 🤮 | | Skailar | 399 | D | Medium | Forbidden | ❌ | @aquadraws | Service is the personification of the word 'feature creep'. Lots of things announced, not much operational. |

InterpretML is an open-source package that incorporates state-of-the-art machine learning interpretability techniques under one roof. With this package, you can train interpretable glassbox models and explain blackbox systems. InterpretML helps you understand your model's global behavior, or understand the reasons behind individual predictions. Interpretability is essential for: - Model debugging - Why did my model make this mistake? - Feature Engineering - How can I improve my model? - Detecting fairness issues - Does my model discriminate? - Human-AI cooperation - How can I understand and trust the model's decisions? - Regulatory compliance - Does my model satisfy legal requirements? - High-risk applications - Healthcare, finance, judicial, ...

PyAIML is a Python implementation of the AIML (Artificial Intelligence Markup Language) interpreter. It aims to be a simple, standards-compliant interpreter for AIML 1.0.1. PyAIML is currently in pre-alpha development, so use it at your own risk. For more information on PyAIML, see the CHANGES.txt and SUPPORTED_TAGS.txt files.

last_layer is a security library designed to protect LLM applications from prompt injection attacks, jailbreaks, and exploits. It acts as a robust filtering layer to scrutinize prompts before they are processed by LLMs, ensuring that only safe and appropriate content is allowed through. The tool offers ultra-fast scanning with low latency, privacy-focused operation without tracking or network calls, compatibility with serverless platforms, advanced threat detection mechanisms, and regular updates to adapt to evolving security challenges. It significantly reduces the risk of prompt-based attacks and exploits but cannot guarantee complete protection against all possible threats.

Metaso AI Free service supports high-speed streaming output, secret tower AI super network search (full network or academic as well as concise, in-depth, research three modes), zero-configuration deployment, multi-token support. Fully compatible with ChatGPT interface. It also has seven other free APIs available for use. The tool provides various deployment options such as Docker, Docker-compose, Render, Vercel, and native deployment. Users can access the tool for chat completions and token live checks. Note: Reverse API is unstable, it is recommended to use the official Metaso AI website to avoid the risk of banning. This project is for research and learning purposes only, not for commercial use.

Synthalingua is an advanced, self-hosted tool that leverages artificial intelligence to translate audio from various languages into English in near real time. It offers multilingual outputs and utilizes GPU and CPU resources for optimized performance. Although currently in beta, it is actively developed with regular updates to enhance capabilities. The tool is not intended for professional use but for fun, language learning, and enjoying content at a reasonable pace. Users must ensure speakers speak clearly for accurate translations. It is not a replacement for human translators and users assume their own risk and liability when using the tool.

Fairlearn is a Python package designed to help developers assess and mitigate fairness issues in artificial intelligence (AI) systems. It provides mitigation algorithms and metrics for model assessment. Fairlearn focuses on two types of harms: allocation harms and quality-of-service harms. The package follows the group fairness approach, aiming to identify groups at risk of experiencing harms and ensuring comparable behavior across these groups. Fairlearn consists of metrics for assessing model impacts and algorithms for mitigating unfairness in various AI tasks under different fairness definitions.

GURU-BOT 2.0 is a simple multi-device WhatsApp bot that allows users to deploy it on various platforms like Heroku, Koyeb, Railway, Okteto, and Replit. The setup involves forking the repository, obtaining session IDs, and deploying the bot to the desired platform. Users can follow step-by-step instructions provided in the README to set up the bot successfully. The bot is not affiliated with WhatsApp Inc., and users are advised to use it at their own risk to avoid potential bans on their WhatsApp accounts. The tool is open-source and not for sale, with specific guidelines on usage and licensing mentioned in the README. Overall, GURU-BOT aims to provide a convenient solution for creating and deploying WhatsApp bots across different platforms.

Akagi is a project designed to help users understand and improve their performance in Majsoul game matches in real-time. It provides educational insights and tools for analyzing gameplay. Users can install Akagi on Windows or Mac systems and follow the setup instructions to enhance their gaming experience. The project aims to offer features like Autoplay, Auto Ron, and integration with MajsoulUnlocker. It also focuses on enhancing user safety by providing guidelines to minimize the risk of account suspension. Akagi is a tool that combines MITM interception, AI decision-making, and user interaction to optimize gameplay strategies and performance.

Advises on credit risk management and mitigation strategies.

Expert in explaining underwriting in finance and insurance.

Generates realistic worst-case scenarios in a thoughtful, detailed manner.

Analyzes rare events with enhanced predictive capabilities.

Expert en documentation Solvabilité II

I answer questions with the precision and expertise of an actuary.

Map or simulate a scenario real time analyze probability of a life event coming true based on circumstances

Conversational Actuary, blending examples with technical expertise.

Simulates and analyzes potential environmental disaster scenarios for preparedness.

Formal yet witty AI & Insurance expert. Powered by Breebs (www.breebs.com)

Chat with your new personal insurance and claims assistant - you will only need to upload your insurance policy and he will tell you if you are covered for a specific event

Analyzes financial data to assess creditworthiness, aiding in lending decisions and solutions.

I provide risk analysis and suggest mitigation strategies in finance.

A cute sheep expert in risk analysis, providing downloadable checklists.

Advises on managing technology risks to safeguard organization.

NowCast Market Risk From Wallstreet Market News!

Dynamic Risk Assessment Guide for Investors

Risk assessment advisor for business challenges

A professional, medical-focused tool for diabetes risk assessment.

Adaptive, informative advisor on disaster management.